A Business Insurance Update Most businesses purchase general liability insurance to protect the business against certain kinds of claims. These claims could include bodily injury and property damage. Professional Liability insurance, also called Errors and Omissions insurance, protects against a claim from a third party who suffers a financial loss because of services or actions. … Read more »
Posts Tagged: Safety
How Can You Keep Your Teens Safe On The Road?
According to the latest information from the Insurance Institute for Highway Safety (IIHS), teens have the highest crash risk of any drivers, at nearly four times that of drivers over 20. In fact, the IIHS says 39 percent of all deaths of 16- to 19-year- old’s are caused by car accidents, making it the leading… Read more »
Are You Shopping Online This Holiday?
Personal Insurance Update The holiday shopping season is upon us, and many of us are searching our favorite web pages for the best deals on the items that top this year’s wish list. Last year, cyber Monday was the year’s single biggest day for shopping, generating over 2 billion dollars in sales. This year, consumer… Read more »
How to Hire Part Time Seasonal Workers
Business Insurance update This is the time of year when your business will be hiring part time workers to help you manage the holiday season. For the most part, you will not need to modify your business insurance, but if you add new classifications or payroll, it may affect your workers’ compensation insurance. Now might… Read more »
Make Halloween Safe For Everyone
In the next few days, we will be watching children scramble from house to house in search of the elusive Halloween treat. However, keeping our kids safe as they are out Halloween night is always a concern. A little pre-planning can prevent unfortunate accidents that could turn out to be tragic. Remember, your homeowner’s insurance… Read more »
Football Season Means Tailgate Parties
College and pro football season is about to kick off, and that means this Saturday or Sunday many of us will also be enjoying the traditional tailgate parties. But don’t let a great day be spoiled by lack of personal insurance. Did you know that in many cases, your homeowner’s insurance can cover your liability… Read more »
Summer Can Be Risky Business for your Family
Personal Insurance Update With the summer months approaching, now would be a great time to review your homeowner’s and personal insurance program. There is a large spike in auto accidents during June through August. We offer a free review to assess your insurance needs, and we can recommend needed personal insurance coverage like a personal… Read more »
The Most Common Insurance Claims In The Fall
Did you know that the insurance industry can tell you what the most common claims are for each month? Insurance companies keep very accurate and detailed records of when claims occur and what kinds of claims occur in what month. We thought it might be informative to let you know what kinds of claims occur… Read more »
What to Do When There Is a Deer in Your Headlights
As the outdoor temperature gradually drops, animal activity and deer-vehicle accidents increase. Every year across the country, deer and other animals cause millions of dollars in vehicle damage as well as thousands of injuries and hundreds of fatalities. Whether you are taking your family on a trip through the woods or just traveling on business,… Read more »
Now Is The Time To Think About The Winter That Is Coming
The weather has changed. Over the next number of months we will all be experiencing winter’s wrath. Now is the time to get your home, auto, RV, and boats ready for winter. Remember, we can help you with all your personal insurance needs. Winter Checklist Get your furnace serviced if needed. Turn on your furnace… Read more »