Everyone wants the protection that personal insurance offers, including; home insurance, auto and motorcycle insurance, renter’s insurance, and even RV insurance. Are you, however, properly safeguarded against the most common claims you might face? Let’s look at some of the most typical home insurance claims so you can be sure your policy provides adequate coverage… Read more »
As we move into a new season, it is important to remember to get your home prepared for the fall. While most Californians do not have to deal with crazy winters, we do need to be prepared for high wind and some level of rainfall. Keep all vegetation clear from around your home to help… Read more »
Homeowners don’t always review their policies until they have a claim. Only to discover that their coverage isn’t what they expected. That is why it is critical to understand what you are paying for. We believe it is important to understand what you are purchasing. So let’s start with this overview. Here are a few… Read more »
The rain, snow and cold weather has arrived. It time to shop for new winter clothes, time to consider how to protect your home from the winter conditions that are fast approaching. PlatinumOne Insurance Agency offers these ideas for your review. With temperatures falling and meteorologists predicting a colder than normal winter, the easiest… Read more »
The credit card industry is growing at an unprecedented rate. According to a recent survey, the average American household has 2.6 credit cards. People should take note that one of the most prevalent credit card scams in society today is identity theft. In fact, $16 billion was stolen from 12.7 million U.S. consumers through identity… Read more »
The Centers for Disease Control recently stated that the Coronavirus will have an impact in the United States. People who contracted the Wuhan virus have reported symptoms that include fever, chills, headaches, difficulty breathing, and a sore throat. Now is a good time to start thinking about how you might protect yourself and your family from contracting… Read more »
Driving distractions are an increasing occurrence due to the growing use of hand-held devices. Driving is a skill that requires your full attention to safely control your vehicle and respond to events happening on the roads around you. Any event or thing that prevents you from operating your car safely is considered a distraction. For… Read more »
The holiday season is filled with fun, parties, food, gifts, overeating and unfortunately some risk. One of the fasted growing risks for many people are stolen packages by porch pirates. According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season. Need more bad news? Your homeowners or renter’s insurance generally may not… Read more »
Holiday Risks identified Personal Insurance Update Did you get an ugly tie or sweater last year for Christmas? If this Christmas is a repeat of last year, the good news is that you can probably exchange the gift for something you can actually use. However, many other ugly things can happen during the holidays that… Read more »
Many homeowners have experienced premium increases. Our agency works very hard to bring our clients the best possible combination of premiums, coverage and service. How many of you have actually read your homeowner’s insurance policy? We guess not too many. We do recommend that you read your policy to help you understand what coverage you… Read more »