If you’re looking for homeowner’s insurance, you’re undoubtedly curious about how the insurer calculates your premium. Some consumers have the misconception that home insurance is a fixed cost. In truth, home insurance prices are tailored to the individual needs of each homeowner. Unlike auto insurance, homeowner insurance requires a great deal of data! You’ll need… Read more »
Everyone wants the protection that personal insurance offers, including; home insurance, auto and motorcycle insurance, renter’s insurance, and even RV insurance. Are you, however, properly safeguarded against the most common claims you might face? Let’s look at some of the most typical home insurance claims so you can be sure your policy provides adequate coverage… Read more »
Homeowners don’t always review their policies until they have a claim. Only to discover that their coverage isn’t what they expected. That is why it is critical to understand what you are paying for. We believe it is important to understand what you are purchasing. So let’s start with this overview. Here are a few… Read more »
Everyone here at PlatinumOne Insurance Agency endeavors to find ways to keep our clients homeowners insurance as low as possible. We understand how important having the right kind of homeowner’s insurance is. We also understand that you want your claims covered and you want outstanding customer service. Unlike some faceless internet company, we will always… Read more »
As our country continues to manage through the COVID-19 crises, we thought it might be useful to take some time to remind you of the importance of your personal insurance during this time. The coronavirus pandemic won’t affect your auto or homeowner’s insurance too much, but there are a few coverages that could be impacted… Read more »
As we move into a new year, I hope that every insurance agent and insurance buyer thinks about how they view their relationships. Let us get away from the clever insurance advertisement’s attempts to bring our products and services down to the lowest common denominator, price, and commodity. Insurance products and services are used to… Read more »
Personal Insurance and Safety Update Halloween is over and that means we are in the middle of the holiday season. During the next 45 days, we will all be busy shopping, eating out, and traveling. Thieves know that the police are overloaded during the holiday season, and they take full advantage it. Burglars know that… Read more »
A “high-risk” driver is generally defined by the auto insurance companies as someone who has a higher risk of having an auto accident. Auto insurance companies often see high-risk drivers as undesirable, as they may end up costing a great deal in claims. Why you may be defined as a high risk driver? You have… Read more »
A personal insurance update Spring is here and many of us are gearing up for many different kinds of activities that might lead to a claim. Your homeowner’s insurance is designed to protect yourself and your property from unforeseen injury and/or damage. However, remember that there are limitations with your homeowner’s insurance policy. Spring and… Read more »
Your Personal Assets Are At Risk Uber, Airbnb and VRBO may increase your personal liability risk We live in a digital world that now allows us to share everything from our car, bike, boat, apartment and even our home with total strangers. Smart phones, and the applications that can be added, offer many useful tools,… Read more »