What Is the Difference Between Homeowner’s Insurance and a Home Warranty?

Posted by & filed under Homeowner’s Insurance, News and Announcements, Personal Insurance.

Home warranties are offered by many companies, mostly during the selling process. Typically, there are two types of home warranties that people will purchase for their homes.  The first one covers any major systems or repairs for the first year, and the second is an annual renewal type contract which continues to keep the coverage… Read more »

Does Your Homeowner’s Insurance Offer Hidden Coverage?

Posted by & filed under Homeowner’s Insurance, News and Announcements, Personal Insurance.

Homeowner’s Insurance Update How many of you have actually read your homeowner’s insurance policy? We guess not too many. We do recommend that you read your policy to help you understand what coverage you have. Most homeowners are familiar with the basic coverage found their homeowner’s insurance policy; including coverage for the home itself, personal… Read more »

Summer Can Be Risky Business for your Family

Posted by & filed under Homeowner’s Insurance, Personal Insurance, Safety.

Personal Insurance Update With the summer months approaching, now would be a great time to review your homeowner’s and personal insurance program.  There is a large spike in auto accidents during June through August.  We offer a free review to assess your insurance needs, and we can recommend needed personal insurance coverage like a personal… Read more »

Why You Need A Personal Umbrella Policy

Posted by & filed under Homeowner’s Insurance, Personal Insurance.

Let’s face it, most of us have limited budgets when it comes to our insurance.  And most people feel insurance is an expensive item.  Generally, auto, homeowner’s, RV, and boat insurance policies cover liability for injuries or property damage suffered by a third party. Personal insurance policies are designed to cover accidents for which the… Read more »

Now Is The Time To Think About The Winter That Is Coming

Posted by & filed under Homeowner’s Insurance, News and Announcements, Personal Insurance, Safety.

The weather has changed. Over the next number of months we will all be experiencing winter’s wrath. Now is the time to get your home, auto, RV, and boats ready for winter. Remember, we can help you with all your personal insurance needs. Winter Checklist Get your furnace serviced if needed. Turn on your furnace… Read more »

What Is Trending In The Insurance World

Posted by & filed under Commercial Insurance, Personal Insurance.

Every so often we think it is a good idea to talk about what may be happening regarding business insurance, personal insurance and risk management. We review many different insurance publications, insurance company bulletins and other professional’s opinions, to analyze these trends. We hope you will consider these as part of your personal and business… Read more »