A Smart Way to Protect Your Home, Auto and Business As 2026 arrives, many people create goals for healthier living, stronger finances, or better habits. This year is also the perfect time to focus on something often overlooked. Your insurance program. As professional insurance advisors, we see firsthand how a few strategic steps can dramatically… Read more »
Have you ever found yourself wondering if your personal insurance policy is a bulletproof vest against life’s unforeseen disasters? Personal insurance is designed to be our financial safety net, but does it cover everything that can go wrong? Let’s dive deep into the world of personal insurance to uncover its capabilities and limitations. Understanding Personal… Read more »
The holiday season is filled with fun, parties, food, gifts, overeating, and, unfortunately, some risk. One of the fastest-growing risks for many people is the theft of packages by porch pirates. According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season. Need more bad news? Contact our office for a review of… Read more »
A well-maintained home is more than just a source of pride it can also save you money. Insurance companies reward homeowners who take proactive steps to reduce risk, and regular upkeep can help prevent costly claims before they happen. At our agency, we want to help you protect your home while keeping premiums as low… Read more »
According to the Nation Retail Federation, 84% of Americans will use the internet to shop during the holidays. Even during non-holiday times, people are using noncash transactions to purchase goods and services. Cybercriminals are smart, and you must be informed about protecting your identity. According to the Federal Trade Commission, identity theft has been the… Read more »
Creating a comprehensive home inventory is crucial for keeping track of your belongings, particularly when filing insurance claims or selling your home. While many people remember to list the obvious items like furniture and electronics, there are several often-overlooked items that you should include in your inventory. Small Valuables Electronics and Media Clothing and Accessories… Read more »
Home insurance is essential for protecting your house and belongings, but many people are surprised to learn that a standard policy does not cover every type of risk. Knowing what is excluded can save you from unexpected expenses and help you plan better protection for your home. 1. Flood damage Standard home insurance does not… Read more »
The rise of cryptocurrencies has revolutionized the financial world—but with innovation comes risk. Digital currencies like Bitcoin and Ethereum have become attractive targets for hackers, and the platforms that trade them crypto exchanges are facing increasing scrutiny as high-stakes risk hubs. As losses mount from breaches, fraud, and operational errors, insurance is becoming a vital… Read more »
As your child heads off to college, there’s more to think about than just textbooks, dorm décor, and meal plans. It’s also the perfect time to talk about safety and review your insurance coverage. Whether they’re living in a dorm or off-campus, your student is taking on new responsibilities—and your insurance plan should be ready… Read more »
For millions of Americans and especially small business owners the rising cost of insurance has become an urgent and frustrating challenge. While insurance is meant to provide peace of mind, the steep climb in premiums, deductibles, and out-of-pocket costs is creating more stress than security. According to recent surveys, a staggering 68% of small business… Read more »