According to the latest surveys by major insurers, small to medium-sized businesses have a number of critical gaps in their insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their business, buying insurance from a captive agent who can’t provide the coverage, thinking their commercial coverage provides the coverage,… Read more »
Posts Tagged: Commercial Insurance
Is Now The Time To Consider Employment Practice Liability Insurance?
A Business Insurance Update Every time you pick up a paper or turn on the news you are reading about some executive who is accused of sexual harassment. But what does not make the news is that a majority of employment claims involve firm with less than 50 employees. The Equal Employment Opportunity Commission (EEOC)… Read more »
Is It Raining Lawsuits In 2018?
A Business Insurance Update We live in a society where there are more lawyers than doctors. It seems that the typical response when someone has been damaged is to hire a lawyer and threaten a lawsuit. Most businesses can’t afford to be in court to defend every action. That is why commercial insurance is so… Read more »
Your Business May Be Exposed
A Business Insurance Update Insurance coverage is available for almost every conceivable risk your business might face. Cost and amount of coverage of policies vary among insurers. We can advise you on the exact types of insurance you should consider purchasing. The right insurance policies will go a long way toward helping you safeguard your… Read more »
What Is Included In A Commercial Auto Liability Policy?
What Is Included In A Commercial Auto Liability Policy? Do you operate a business that requires you to have a vehicle to deliver your goods and services to your clients? Do you have a fleet of delivery trucks that are on the road 24/7? Small firms who own or operate vehicles have the same risks… Read more »
How To Protect Your Business From Fraud
A Business Insurance Update Businesses Have many different risks to manage including; cyber risk, employment issues, fire and even insider fraud. Fraud experts have found that the average fraud loss averages $50,000, (The Association of Certified Fraud Examiners). Your commercial insurance program should include employee dishonesty or fidelity, including losses due to employee dishonesty, credit… Read more »
How To Keep My Business From Going Up In Smoke
A Business Insurance Update Every business has the risk of having a fire. But the good news is that the likelihood of having a fire at your business can be reduced through action you can take. Having the right kind of business insurance is very important to every business, because you rely on business insurance… Read more »
Does Your Business Need A Risk Review?
A 2018 Business Insurance Update Risk management and insurance issues that your local business faces are not that much different from those faced by fortune 500 companies; fortune 500 companies’ risks are just larger and possibly more complex. Making sure that you have the right kind of business insurance for protecting your operations is our… Read more »
Does My Business Need Liability insurance?
A Commercial Insurance Update Your business keeps you running from dawn to dusk. You have many decisions to make every day in order to keep your business profitable. Our job is to be your business insurance resource and to provide you with the best combination of coverage, price, and service. A commercial liability policy can… Read more »
Professional Decisions Can Be Risky
A Professional Liability Update You make decisions every day that can come back to bite you. You may not think so, but in this day of litigiousness, your business may be at risk. One way to manage your risk is to consider professional liability insurance. Professional liability, insurance is not just good business; it is… Read more »