What Does Contractors Insurance Provide?

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Contractors insurance policies range significantly in terms of what they offer. Most will have a business owner’s policy (BPO) that will provide: General liability insurance Workers’ compensation insurance Commercial vehicle insurance Other insurance products you need  Why Do I Need Liability Insurance? Good liability risk management can reduce the chances that your business will be… Read more »

#MeToo And Employment Liability

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#MeToo And Employment Liability A Business Insurance Update When people work together, there is going to be both appropriate and inappropriate behaviors. The #MeToo movement has impacted Hollywood, Fox News, The NFL, and many other high profile companies. This has opened up an overdue discussion on sexual harassment and discrimination in the workplace. The Basis… Read more »

Is Your Business Adequately Insured?

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Is Your Business Adequately Insured? Insurance coverage is available for almost every conceivable risk your business might face. Cost and amount of coverage of policies vary among insurers. PlatinumOne Insurance can advise you on the exact types of insurance you should consider purchasing. The right insurance policies will go a long way toward helping you… Read more »

Business Insurance The Foundation For Every Business

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According to the latest surveys by major insurers, small to medium-sized businesses have a number of critical gaps in their insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their business, buying insurance from a captive agent who can’t provide the coverage, thinking their commercial coverage provides the coverage,… Read more »

Is Now The Time To Consider Employment Practice Liability Insurance?

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A Business Insurance Update Every time you pick up a paper or turn on the news you are reading about some executive who is accused of sexual harassment. But what does not make the news is that a majority of employment claims involve firm with less than 50 employees. The Equal Employment Opportunity Commission (EEOC)… Read more »

Your Business May Be Exposed

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A Business Insurance Update Insurance coverage is available for almost every conceivable risk your business might face. Cost and amount of coverage of policies vary among insurers. We can advise you on the exact types of insurance you should consider purchasing. The right insurance policies will go a long way toward helping you safeguard your… Read more »

How To Protect Your Business From Fraud

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A Business Insurance Update Businesses Have many different risks to manage including; cyber risk, employment issues, fire and even insider fraud.  Fraud experts have found that the average fraud loss averages $50,000, (The Association of Certified Fraud Examiners).   Your commercial insurance program should include employee dishonesty or fidelity, including losses due to employee dishonesty, credit… Read more »