Does Your Company Use Sub-Contractors?

Posted by & filed under Commercial Insurance, Safety.

Why Your Risk Just Went Up The National Labor Relations Board (NLRB) unveiled a new standard for determining which employees are considered employees and which are considered contractors. Over that past few months, most government regulators have been cracking down on businesses that misclassify employees as contractors. These rules may make more businesses responsible for… Read more »

Has Your Business Changed?

Posted by & filed under Commercial Insurance, Uncategorized.

Every business goes through changes including growth, new products or services, or equipment upgrades.  If your business has experienced any change it might be time to have a business insurance and risk review. Part of every business managers planning should include an annual commercial insurance review New Products Or Services If your business is providing… Read more »

Cyber Liability Trends for 2014

Posted by & filed under Commercial Insurance, Homeowner’s Insurance, News and Announcements.

Cyber Liability continues to be a major issue for businesses in 2014. In today’s data-driven social media world, businesses of all sizes have had a cyber-attack or data breach. Statistics show 39% of all cyber incidents affect businesses with fewer than 100 employees. With the recent Target breach, many individuals and businesses are considering cyber… Read more »

Holiday Party Planning & Safety

Posted by & filed under Commercial Insurance, Homeowner’s Insurance, Safety.

Holidays are especially dangerous times because many people celebrate by over-drinking, making themselves susceptible to alcohol-related troubles. Almost 40 percent of all holiday traffic fatalities involve alcohol. Due to the safety, dangers and liabilities involved, companies and individuals alike are coming to the realization that there are ways to organize a fun, yet safe party… Read more »