We Help You Manage All Your Risks

Posted by & filed under Benefits of Being Independent, Commercial Insurance, Cyber Liability, Homeowner’s Insurance, Life Insurance, Personal Insurance, Safety, Workers Compensation.

With all the changes happening in our Country now is the best time to have us complete a review of your insurance. You may be paying too much or you need other kinds of insurance. These can impact your business insurance and personal insurance programs. The entire thing reminded us of some insurance madness. We… Read more »

Is Your Business Ready For 2020?

Posted by & filed under Commercial Insurance, Cyber Liability, News and Announcements, Workers Compensation.

The world is changing, and we understand the issues your business faces every day. There is constant competition for your customers, there are challenges in attracting and retaining top employees, and your cost of goods keeps going up. Part of your planning should include an annual commercial insurance review. Your business changes, and so do… Read more »

How To Prepare Your Business For Summer Interns

Posted by & filed under Commercial Insurance, News and Announcements, Workers Compensation.

Many businesses offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. We wanted to highlight some of the business risks associated with having interns. Before… Read more »

#MeToo And Employment Liability

Posted by & filed under Commercial Insurance, News and Announcements, Workers Compensation.

#MeToo And Employment Liability A Business Insurance Update When people work together, there is going to be both appropriate and inappropriate behaviors. The #MeToo movement has impacted Hollywood, Fox News, The NFL, and many other high profile companies. This has opened up an overdue discussion on sexual harassment and discrimination in the workplace. The Basis… Read more »

How To Protect Your Business From Fraud

Posted by & filed under Commercial Insurance, Cyber Liability, News and Announcements, Safety, Workers Compensation.

A Business Insurance Update Businesses Have many different risks to manage including; cyber risk, employment issues, fire and even insider fraud.  Fraud experts have found that the average fraud loss averages $50,000, (The Association of Certified Fraud Examiners).   Your commercial insurance program should include employee dishonesty or fidelity, including losses due to employee dishonesty, credit… Read more »

Insurable Risks Derived From Growing Businesses

Posted by & filed under Commercial Insurance, News and Announcements, Workers Compensation.

A business insurance review Recently, small business owners were surveyed to help identify some of the top risks they faced when growing their businesses.  Many small business owners are unaware of the new, and increased, risks that come with growth.  For example, many business owners erroneously think that a claim is not covered, so they… Read more »

Is Workers’ Compensation Changing With The Times?

Posted by & filed under Commercial Insurance, News and Announcements, Workers Compensation.

Workers’ compensation is designed to protect injured workers from on the job accidents or injury.  Workers’ compensation also protects employers from large medical bills and time-loss claims.  This kind of insurance is an important part of your business insurance program.  The risk climate has changed, and will continue to change, and it is important that… Read more »

Go Where The Pros Go… Platinum One Insurance Agency

Posted by & filed under Benefits of Being Independent, Commercial Insurance, Cyber Liability, News and Announcements, Workers Compensation.

A Business Insurance Update Most businesses purchase general liability insurance to protect the business against certain kinds of claims. These claims could include bodily injury and property damage. Professional Liability insurance, also called Errors and Omissions insurance, protects against a claim from a third party who suffers a financial loss because of services or actions. … Read more »