Running a business comes with risk, some expected, others not. That’s why commercial insurance is so important. But while having coverage is essential, the way it’s structured can make or break you when a claim hits. Many business owners unknowingly fall into common insurance traps that could cost them thousands. Here are five commercial insurance… Read more »
In construction, risk comes with the job. From scaffolding accidents to lawsuits over property damage, even the most cautious contractors can find themselves facing serious claims. The question is will your current insurance limits be enough when the unexpected happens? If you’re a general contractor, subcontractor, or specialty tradesman, it’s time to take a closer… Read more »
A Contractors Insurance Update The success of your business depends on the quality of your business insurance. Business insurance is designed to protect your business in the event of an unexpected claim. We can create a contractor’s insurance program that is designed for your unique operation. Here are a few of the kinds of contractor… Read more »
The day-to-day operations and challenges of running a business can often overshadow the importance of reviewing your insurance coverage. Updating your insurance may not be at the top of your priority list, what with work, home, and personal obligations. Have you ever wondered when you should update your insurance policy? We recommend your take the time to… Read more »
While these are responses from large corporations, we take away many applications for medium and small businesses. Here are some of the risk issues for 2021. According to a recent AMEX survey, 92% of businesses pivoted last year, and 76% of small businesses believe they will need to pivot again in 2021. The 2021 pivot may have a… Read more »
With all the changes happening in our Country now is the best time to have us complete a review of your insurance. You may be paying too much or you need other kinds of insurance. These can impact your business insurance and personal insurance programs. The entire thing reminded us of some insurance madness. We… Read more »
The world is changing, and we understand the issues your business faces every day. There is constant competition for your customers, there are challenges in attracting and retaining top employees, and your cost of goods keeps going up. Part of your planning should include an annual commercial insurance review. Your business changes, and so do… Read more »
Many businesses offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. We wanted to highlight some of the business risks associated with having interns. Before… Read more »
#MeToo And Employment Liability A Business Insurance Update When people work together, there is going to be both appropriate and inappropriate behaviors. The #MeToo movement has impacted Hollywood, Fox News, The NFL, and many other high profile companies. This has opened up an overdue discussion on sexual harassment and discrimination in the workplace. The Basis… Read more »
Many businesses buy commercial insurance thinking that the policy they have covers most if not all things that might go wrong and cause a loss to their business. That kind of thinking can lead to an uninsured loss. We take the time to educate ourselves on your risks, and then design an insurance program to… Read more »