Q: Are settlements and jury awards increasing against homeowners in 2025? A: Yes—and every homeowner should be aware of it. Over the past few years, we’ve seen a notable rise in the number and size of liability claims filed against homeowners. From dog bites and slip-and-falls to social media lawsuits and property damage, the legal… Read more »
A Q&A with a Local Insurance Agent Personal insurance plays a vital role in protecting your home, car, and financial future. We sat down with a local insurance agent to ask the most common questions people have about personal insurance and got straightforward, helpful answers. Q1: What is personal insurance, and why do I need… Read more »
Why errors, omissions, and expert advice matter more than ever In today’s business environment, professionals face increasing pressure to deliver quality results while navigating complex client demands. One simple mistake—like a missed deadline, miscommunication, or incomplete service—can lead to a costly lawsuit. That’s where professional liability insurance steps in. Whether you call it Errors &… Read more »
Artificial Intelligence (AI) has revolutionized various industries, including Human Resources (HR), by automating processes, streamlining recruitment, and enhancing decision-making. AI in HR is often touted as an efficient, unbiased tool to find the best talent. However, concerns have arisen about AI’s potential to discriminate in HR practices. In this article, we will explore how AI… Read more »
Owning a high-end home is more than just having a roof over your head—it’s about enjoying a lifestyle of comfort, luxury, and security. Whether it’s a modern estate overlooking the ocean or a historic mansion nestled in the hills, these properties represent a significant financial investment and often come with unique risks that require specialized… Read more »
California is no stranger to wildfires, but each season brings challenges that test the resilience of its communities. To all those affected by the recent devastating wildfires, we want you to know that our thoughts and prayers are with you. Your safety and well-being remain our top priorities. During times like these, preparation and awareness… Read more »
Every business goes through changes including growth, new products or services, or equipment upgrades. If your business has experienced any change it might be time to have business insurance and risk review. New Products Or Services If your business is providing new services or is selling new products it will be important to make sure… Read more »
The holiday season is a time to celebrate with colleagues and enjoy the spirit of the festivities. Office parties are a great way to thank employees for their hard work and bring everyone together for some fun. However, it’s essential to ensure that everyone can enjoy the party safely. Here are some tips for hosting… Read more »
Have You Considered All Your Business Risks?
The holiday season is filled with fun, parties, food, gifts, overeating and, unfortunately some risk. One of the fastest-growing risks for many people is stolen packages by porch pirates. According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season. Need more bad news? Your homeowners or renter’s insurance generally may not cover… Read more »