Business Insurance Update Is your business prepared to undertake new overtime rules that will be set into place on December 1, 2016? If you are fined because of non-compliance, your business insurance will not provide coverage. Business insurance policies are not designed to cover government fines. The US Department of Labor (DOL) released the final… Read more »
Posts Categorized: Safety
Football Season Means Tailgate Parties
College and pro football season is about to kick off, and that means this Saturday or Sunday many of us will also be enjoying the traditional tailgate parties. But don’t let a great day be spoiled by lack of personal insurance. Did you know that in many cases, your homeowner’s insurance can cover your liability… Read more »
Summer Can Be Risky Business for your Family
Personal Insurance Update With the summer months approaching, now would be a great time to review your homeowner’s and personal insurance program. There is a large spike in auto accidents during June through August. We offer a free review to assess your insurance needs, and we can recommend needed personal insurance coverage like a personal… Read more »
How to Properly Insure Summer Interns
Many businesses are getting ready to hire summer interns. These internships can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. If the interns are receiving wages, they will be considered employees of the company, and eligible for… Read more »
Did The Grinch Spoil Your Holiday?
We are getting closer to the peak holiday shopping season. We would like to provide all our clients with a few reminders about how to be safe and to prevent your gifts and other purchases from being stolen. Shopping during the holiday season can present unique dangers, but following a few prevention measures can help… Read more »
The Most Common Insurance Claims In The Fall
Did you know that the insurance industry can tell you what the most common claims are for each month? Insurance companies keep very accurate and detailed records of when claims occur and what kinds of claims occur in what month. We thought it might be informative to let you know what kinds of claims occur… Read more »
What to Do When There Is a Deer in Your Headlights
As the outdoor temperature gradually drops, animal activity and deer-vehicle accidents increase. Every year across the country, deer and other animals cause millions of dollars in vehicle damage as well as thousands of injuries and hundreds of fatalities. Whether you are taking your family on a trip through the woods or just traveling on business,… Read more »
Now Is The Time To Think About The Winter That Is Coming
The weather has changed. Over the next number of months we will all be experiencing winter’s wrath. Now is the time to get your home, auto, RV, and boats ready for winter. Remember, we can help you with all your personal insurance needs. Winter Checklist Get your furnace serviced if needed. Turn on your furnace… Read more »
Does Your Company Use Sub-Contractors?
Why Your Risk Just Went Up The National Labor Relations Board (NLRB) unveiled a new standard for determining which employees are considered employees and which are considered contractors. Over that past few months, most government regulators have been cracking down on businesses that misclassify employees as contractors. These rules may make more businesses responsible for… Read more »
Summer Is Over; Back To School Safety Tips
Everyone looks forward to the first few days of school; meeting old friends and finding the seat in the new classroom, all create an excitement this time of year. But as you get your kids ready for school we want to remind you of a few safety tips. Make sure your children know their… Read more »