A personal Insurance Update Many people are remodeling their homes these days. However, before you jump into a project, you might consider the following home insurance issues. Most homeowner’s policies are based on a value of your home that fluctuates based on the “like kind and quality” that existed when the policy was first placed…. Read more »
Posts Categorized: Safety
Summer Can Be Risky for Everyone
A Personal Insurance and Safety update Summertime means more of us are heading to the pool, lake, ocean, or river to relax and have fun. Unfortunately, these activities can lead to accidents and injury. Summer also brings increases in heat related illness and teen driving accidents, according to PC260.com. It is also important to have… Read more »
Is Your Home Safe?
A Personal Insurance and Safety Update Home safety is very important to all homeowners. You want your home to be a place where family and friends can live and play without the risk of injury or accidents. You buy homeowner’s insurance to cover accidents and losses that may occur, and that is a good thing…. Read more »
2017 Insurance Buying Tips
Now that 2017 is here, it may be time to consider reviewing your personal insurance program. Most people don’t take time to review exposures, options, or their current economic condition before making their insurance purchase. We want to help you, so we prepared these insurance buying tips for 2017. Don’t buy insurance through the internet… Read more »
How Can You Keep Your Teens Safe On The Road?
According to the latest information from the Insurance Institute for Highway Safety (IIHS), teens have the highest crash risk of any drivers, at nearly four times that of drivers over 20. In fact, the IIHS says 39 percent of all deaths of 16- to 19-year- old’s are caused by car accidents, making it the leading… Read more »
Are You Shopping Online This Holiday?
Personal Insurance Update The holiday shopping season is upon us, and many of us are searching our favorite web pages for the best deals on the items that top this year’s wish list. Last year, cyber Monday was the year’s single biggest day for shopping, generating over 2 billion dollars in sales. This year, consumer… Read more »
How to Hire Part Time Seasonal Workers
Business Insurance update This is the time of year when your business will be hiring part time workers to help you manage the holiday season. For the most part, you will not need to modify your business insurance, but if you add new classifications or payroll, it may affect your workers’ compensation insurance. Now might… Read more »
Make Halloween Safe For Everyone
In the next few days, we will be watching children scramble from house to house in search of the elusive Halloween treat. However, keeping our kids safe as they are out Halloween night is always a concern. A little pre-planning can prevent unfortunate accidents that could turn out to be tragic. Remember, your homeowner’s insurance… Read more »
Is Your Business Ready For The New DOL Overtime Rules?
Business Insurance Update Is your business prepared to undertake new overtime rules that will be set into place on December 1, 2016? If you are fined because of non-compliance, your business insurance will not provide coverage. Business insurance policies are not designed to cover government fines. The US Department of Labor (DOL) released the final… Read more »
Football Season Means Tailgate Parties
College and pro football season is about to kick off, and that means this Saturday or Sunday many of us will also be enjoying the traditional tailgate parties. But don’t let a great day be spoiled by lack of personal insurance. Did you know that in many cases, your homeowner’s insurance can cover your liability… Read more »