The category of artisan contractors, also known as casual contractors, includes many occupations that involve skilled work with tools at the customer’s premises. Carpenters, plumbers, electricians, roofers, and tree surgeons are some of them. Also included are diverse other skilled service providers, such as interior decorators, piano tuners, and exterminators. Special insurance needs of this… Read more »
Posts Categorized: Safety
Can You Live Without Disaster Insurance?
Human caused disasters and natural disasters occur in every state. California has earthquakes and wildfires, Colorado has flooding and wildfires, the Northeast has winter storms and high winds, Florida has flooding and hurricanes, and the Midwest has flooding and tornados. Insurance And Disasters It is safe to say that most business and homeowner’s insurance policies… Read more »
Motorcycle Insurance Tips
Choosing the right insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle, but at the same time be within your budget. Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional. Always ask your insurance agent… Read more »
Summer Risks Are Real
Personal Insurance Update With the summer months approaching, now would be a great time to review your homeowner’s and personal insurance program. There is a large spike in auto accidents during June through August. We offer a free review to assess your insurance needs, and we can recommend needed personal insurance coverage like a personal… Read more »
Are You A High Risk Driver?
A “high-risk” driver is generally defined by the auto insurance companies as someone who has a higher risk of having an auto accident. Auto insurance companies often see high-risk drivers as undesirable, as they may end up costing a great deal in claims. Why you may be defined as a high risk driver? You have… Read more »
Don’t Be A Distracted Driver
Driving distractions are an increasing occurrence due to the growing use of hand-held devices. Driving is a skill that requires your full attention to safely control your vehicle and respond to events happening on the roads around you. Any event or thing that prevents you from operating your car safely is considered a distraction. For… Read more »
Stop Porch Pirates This Holiday Season
The holiday season is filled with fun, parties, food, gifts, overeating and unfortunately some risk. One of the fasted growing risks for many people are stolen packages by porch pirates. According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season. Need more bad news? Your homeowners or renter’s insurance generally may not… Read more »
Holiday Risks identified
Holiday Risks identified Personal Insurance Update Did you get an ugly tie or sweater last year for Christmas? If this Christmas is a repeat of last year, the good news is that you can probably exchange the gift for something you can actually use. However, many other ugly things can happen during the holidays that… Read more »
Your Personal Assets Are At Risk
Your Personal Assets Are At Risk Uber, Airbnb and VRBO may increase your personal liability risk We live in a digital world that now allows us to share everything from our car, bike, boat, apartment and even our home with total strangers. Smart phones, and the applications that can be added, offer many useful tools,… Read more »
Summer Camping Tips
When you think of summer, do you think about boating, vacations, camping, and barbeques? One of the best ways to enjoy your summer is to get out and enjoy nature with your family. But even in nature, bad things can happen. You can create a fire that spreads to another campsite, your personal property can… Read more »