Does Your Auto Insurance Cover Damage Done During a Protest or Riot?

Posted by & filed under Auto Insurance, News and Announcements, Personal Insurance, Safety.

Recently we have seen streets filled with vehicles damaged form rioters.  Damage can be a simple scratch, windshield damage, or even a fire.  The question is, “Are these kinds of losses covered under a standard auto policy?” It is normal for people to be worried about their cars if they live in an area with… Read more »

Is Damage to My Business Covered for Loss Resulting From a Riot?

Posted by & filed under Commercial Insurance, News and Announcements, Safety.

The recent riots in most major cities has prompted us to provide some much needed information regarding commercial insurance and how it interacts with riots and unrest. Generally speaking, damage to your building and other property due to a riot is a covered peril.  This would include fire, theft, and vandalism.  If you were forced… Read more »

Identity Theft

Posted by & filed under Cyber Liability, Personal Insurance, Safety.

The credit card industry is growing at an unprecedented rate.  According to a recent survey, the average American household has 2.6 credit cards. People should take note that one of the most prevalent credit card scams in society today is identity theft. In fact, $16 billion was stolen from 12.7 million U.S. consumers through identity… Read more »

Are Electric Scooters Covered Under My Insurance Policy?

Posted by & filed under Auto Insurance, News and Announcements, Personal Insurance, Safety.

Scooters are popping up all over cities across the country.  They have been popular in Europe for years.  We are at the beginning of this new form of personal transportation, which creates a few questions regarding risk, liability, and insurance coverage. Scooter usage Facts (Forbes) 4.4 % of rider wear helmets 80% of accidents are… Read more »

Coronavirus Will Have An Impact The United States

Posted by & filed under Homeowner’s Insurance, Life Insurance, Safety.

The Centers for Disease Control recently stated that the Coronavirus will have an impact in the United States.  People who contracted the Wuhan virus have reported symptoms that include fever, chills, headaches, difficulty breathing, and a sore throat.  Now is a good time to start thinking about how you might protect yourself and your family from contracting… Read more »

Criminals Are Holiday Shopping Too!

Posted by & filed under Homeowner’s Insurance, News and Announcements, Personal Insurance, Safety.

Personal Insurance and Safety Update Halloween is over and that means we are in the middle of the holiday season.  During the next 45 days, we will all be busy shopping, eating out, and traveling.  Thieves know that the police are overloaded during the holiday season, and they take full advantage it.  Burglars know that… Read more »

How To Reduce Your Company’s Cyber Risk

Posted by & filed under Commercial Insurance, Cyber Liability, News and Announcements, Safety.

How to Reduce Your Company’s Cyber Risk Cyber risk is a topic that keeps evolving. At this point, we believe that every business needs to have cyber liability insurance. The methods that the cyber criminal’s use is always changing and we are constantly researching the latest prevention trends. Cyber Risks Are Growing Russian hackers recently… Read more »