Technologies Have Helped Homeowner’s

Posted by & filed under Homeowner’s Insurance, Personal Insurance, Safety.

Can you believe all the new innovations that are available for your home? Many new technologies can help you in the kitchen, help keep your home cooler in summer, and some even reduce your homeowner’s insurance premiums. Here is a recent quote from an insurance company, “If somebody has some sort of temperature-monitoring system in… Read more »

We Help You Manage All Your Risks

Posted by & filed under Benefits of Being Independent, Commercial Insurance, Cyber Liability, Homeowner’s Insurance, Life Insurance, Personal Insurance, Safety, Workers Compensation.

With all the changes happening in our Country now is the best time to have us complete a review of your insurance. You may be paying too much or you need other kinds of insurance. These can impact your business insurance and personal insurance programs. The entire thing reminded us of some insurance madness. We… Read more »

Does Your Auto Insurance Cover Damage Done During a Protest or Riot?

Posted by & filed under Auto Insurance, News and Announcements, Personal Insurance, Safety.

Recently we have seen streets filled with vehicles damaged form rioters.  Damage can be a simple scratch, windshield damage, or even a fire.  The question is, “Are these kinds of losses covered under a standard auto policy?” It is normal for people to be worried about their cars if they live in an area with… Read more »

Is Damage to My Business Covered for Loss Resulting From a Riot?

Posted by & filed under Commercial Insurance, News and Announcements, Safety.

The recent riots in most major cities has prompted us to provide some much needed information regarding commercial insurance and how it interacts with riots and unrest. Generally speaking, damage to your building and other property due to a riot is a covered peril.  This would include fire, theft, and vandalism.  If you were forced… Read more »

Identity Theft

Posted by & filed under Cyber Liability, Personal Insurance, Safety.

The credit card industry is growing at an unprecedented rate.  According to a recent survey, the average American household has 2.6 credit cards. People should take note that one of the most prevalent credit card scams in society today is identity theft. In fact, $16 billion was stolen from 12.7 million U.S. consumers through identity… Read more »

Are Electric Scooters Covered Under My Insurance Policy?

Posted by & filed under Auto Insurance, News and Announcements, Personal Insurance, Safety.

Scooters are popping up all over cities across the country.  They have been popular in Europe for years.  We are at the beginning of this new form of personal transportation, which creates a few questions regarding risk, liability, and insurance coverage. Scooter usage Facts (Forbes) 4.4 % of rider wear helmets 80% of accidents are… Read more »

Coronavirus Will Have An Impact The United States

Posted by & filed under Homeowner’s Insurance, Life Insurance, Safety.

The Centers for Disease Control recently stated that the Coronavirus will have an impact in the United States.  People who contracted the Wuhan virus have reported symptoms that include fever, chills, headaches, difficulty breathing, and a sore throat.  Now is a good time to start thinking about how you might protect yourself and your family from contracting… Read more »