Homeowners don’t always review their policies until they have a claim. Only to discover that their coverage isn’t what they expected. That is why it is critical to understand what you are paying for. We believe it is important to understand what you are purchasing. So let’s start with this overview. Here are a few… Read more »
While different states require different types of insurance and additional options (such as gap insurance) are available. Some types of automobile insurance are mandated by California State law, while others are optional. Drivers or individuals who are willing to pay higher premiums will be better protected if they purchase additional insurance coverage. To make an informed selection… Read more »
Summer 2016 Vacation Safety Your family is on vacation having a great time, when you get a call from the police department telling you your home has been burglarized, and your identity may have been compromised. Chances are your homeowner’s insurance will cover you, but a little prevention might have prevented the loss. There are… Read more »
When was the last time you reviewed your insurance coverage? The start of a New Year is a great time to review your personal insurance. Most of us know that major life events can make it necessary to update our insurance coverage. But did you know that even subtle changes can have an impact on… Read more »
The holiday season is filled with fun, parties, food, gifts, overeating and unfortunately some risk. One of the fasted growing risks for many people are stolen packages by porch pirates. According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season. Need more bad news? Your homeowners or renter’s insurance generally may not… Read more »
According to insurance experts, here are the top five business risks. The Allianz Risk Barometer surveyed more than 500 managers and corporate insurance experts in 47 countries, to identify the primary challenges facing businesses this year.1 While these are responses from large corporations, we take away many applications for medium and small businesses. Here are some of… Read more »
The rain, snow and cold weather has arrived. It time to shop for new winter clothes, time to consider how to protect your home from the winter conditions that are fast approaching. PlatinumOne Insurance Agency offers these ideas for your review. With temperatures falling and meteorologists predicting a colder than normal winter, the easiest… Read more »
Every one of us has certain things that occasionally prevent us from getting a good night’s sleep. These concerns might be a job, kids, an illness, or other problems in life. Our goal is to make sure that protecting your family with the right insurance is one thing that does not keep you up at… Read more »
Can you believe all the new innovations that are available for your home? Many new technologies can help you in the kitchen, help keep your home cooler in summer, and some even reduce your homeowner’s insurance premiums. Here is a recent quote from an insurance company, “If somebody has some sort of temperature-monitoring system in… Read more »
We are living in a new world, and it requires a new way of thinking about summer activities. Many large events have been cancelled, and vacation plans have changed, but you can still have a great time with your family and friends this summer. Social Distancing Fun: Camp in your own back yard Travel to… Read more »