Are You Shopping Online This Holiday?

Posted by & filed under Cyber Liability, Homeowner’s Insurance, News and Announcements, Personal Insurance, Safety.

Personal Insurance Update The holiday shopping season is upon us, and many of us are searching our favorite web pages for the best deals on the items that top this year’s wish list.  Last year, cyber Monday was the year’s single biggest day for shopping, generating over 2 billion dollars in sales.  This year, consumer… Read more »

Make Halloween Safe For Everyone

Posted by & filed under Homeowner’s Insurance, News and Announcements, Personal Insurance, Safety.

In the next few days, we will be watching children scramble from house to house in search of the elusive Halloween treat.  However, keeping our kids safe as they are out Halloween night is always a concern.  A little pre-planning can prevent unfortunate accidents that could turn out to be tragic.  Remember, your homeowner’s insurance… Read more »

What Is the Difference Between Homeowner’s Insurance and a Home Warranty?

Posted by & filed under Homeowner’s Insurance, News and Announcements, Personal Insurance.

Home warranties are offered by many companies, mostly during the selling process. Typically, there are two types of home warranties that people will purchase for their homes.  The first one covers any major systems or repairs for the first year, and the second is an annual renewal type contract which continues to keep the coverage… Read more »

Does Your Homeowner’s Insurance Offer Hidden Coverage?

Posted by & filed under Homeowner’s Insurance, News and Announcements, Personal Insurance.

Homeowner’s Insurance Update How many of you have actually read your homeowner’s insurance policy? We guess not too many. We do recommend that you read your policy to help you understand what coverage you have. Most homeowners are familiar with the basic coverage found their homeowner’s insurance policy; including coverage for the home itself, personal… Read more »

Summer Can Be Risky Business for your Family

Posted by & filed under Homeowner’s Insurance, Personal Insurance, Safety.

Personal Insurance Update With the summer months approaching, now would be a great time to review your homeowner’s and personal insurance program.  There is a large spike in auto accidents during June through August.  We offer a free review to assess your insurance needs, and we can recommend needed personal insurance coverage like a personal… Read more »

Why You Need A Personal Umbrella Policy

Posted by & filed under Homeowner’s Insurance, Personal Insurance.

Let’s face it, most of us have limited budgets when it comes to our insurance.  And most people feel insurance is an expensive item.  Generally, auto, homeowner’s, RV, and boat insurance policies cover liability for injuries or property damage suffered by a third party. Personal insurance policies are designed to cover accidents for which the… Read more »

What to Do When There Is a Deer in Your Headlights

Posted by & filed under Auto Insurance, Personal Insurance, Safety.

As the outdoor temperature gradually drops, animal activity and deer-vehicle accidents increase. Every year across the country, deer and other animals cause millions of dollars in vehicle damage as well as thousands of injuries and hundreds of fatalities. Whether you are taking your family on a trip through the woods or just traveling on business,… Read more »