Insurance Trends For 2017 2017 is here and insurance companies are changing how they manage your policies. This means that pricing and services for business insurance and personal insurance is changing, mostly for the better. We have compiled a list of trends that you may find interesting. These trends will also influence how claims are… Read more »
Posts Categorized: Personal Insurance
How Can You Keep Your Teens Safe On The Road?
According to the latest information from the Insurance Institute for Highway Safety (IIHS), teens have the highest crash risk of any drivers, at nearly four times that of drivers over 20. In fact, the IIHS says 39 percent of all deaths of 16- to 19-year- old’s are caused by car accidents, making it the leading… Read more »
Are You Shopping Online This Holiday?
Personal Insurance Update The holiday shopping season is upon us, and many of us are searching our favorite web pages for the best deals on the items that top this year’s wish list. Last year, cyber Monday was the year’s single biggest day for shopping, generating over 2 billion dollars in sales. This year, consumer… Read more »
Make Halloween Safe For Everyone
In the next few days, we will be watching children scramble from house to house in search of the elusive Halloween treat. However, keeping our kids safe as they are out Halloween night is always a concern. A little pre-planning can prevent unfortunate accidents that could turn out to be tragic. Remember, your homeowner’s insurance… Read more »
What Is the Difference Between Homeowner’s Insurance and a Home Warranty?
Home warranties are offered by many companies, mostly during the selling process. Typically, there are two types of home warranties that people will purchase for their homes. The first one covers any major systems or repairs for the first year, and the second is an annual renewal type contract which continues to keep the coverage… Read more »
Does Your Homeowner’s Insurance Offer Hidden Coverage?
Homeowner’s Insurance Update How many of you have actually read your homeowner’s insurance policy? We guess not too many. We do recommend that you read your policy to help you understand what coverage you have. Most homeowners are familiar with the basic coverage found their homeowner’s insurance policy; including coverage for the home itself, personal… Read more »
Summer Can Be Risky Business for your Family
Personal Insurance Update With the summer months approaching, now would be a great time to review your homeowner’s and personal insurance program. There is a large spike in auto accidents during June through August. We offer a free review to assess your insurance needs, and we can recommend needed personal insurance coverage like a personal… Read more »
Why You Need A Personal Umbrella Policy
Let’s face it, most of us have limited budgets when it comes to our insurance. And most people feel insurance is an expensive item. Generally, auto, homeowner’s, RV, and boat insurance policies cover liability for injuries or property damage suffered by a third party. Personal insurance policies are designed to cover accidents for which the… Read more »
Are The New Toys You Got For Christmas Covered Under Your Insurance?
Personal Insurance Update The holidays are behind us, the tree is down, and the gifts are put away. But wait, you may have a problem! In some cases, you may need to update your home insurance or auto insurance in order to maintain the proper coverage. Many of us may have purchased gifts that increase… Read more »
Did The Grinch Spoil Your Holiday?
We are getting closer to the peak holiday shopping season. We would like to provide all our clients with a few reminders about how to be safe and to prevent your gifts and other purchases from being stolen. Shopping during the holiday season can present unique dangers, but following a few prevention measures can help… Read more »