Five Risks Not Covered by Most Home Insurance

Posted by & filed under Homeowner’s Insurance, News and Announcements, Personal Insurance.

Home insurance is essential for protecting your house and belongings, but many people are surprised to learn that a standard policy does not cover every type of risk. Knowing what is excluded can save you from unexpected expenses and help you plan better protection for your home. 1. Flood damage Standard home insurance does not… Read more »

How Insurance Plays a Role in Cryptocurrency Risks

Posted by & filed under Cyber Liability, Homeowner’s Insurance, News and Announcements, Personal Insurance, Safety.

The rise of cryptocurrencies has revolutionized the financial world—but with innovation comes risk. Digital currencies like Bitcoin and Ethereum have become attractive targets for hackers, and the platforms that trade them crypto exchanges are facing increasing scrutiny as high-stakes risk hubs. As losses mount from breaches, fraud, and operational errors, insurance is becoming a vital… Read more »

Headed to College? Safety and Insurance Tips Every Student (and Parent) Should Know

Posted by & filed under Homeowner’s Insurance, Personal Insurance.

As your child heads off to college, there’s more to think about than just textbooks, dorm décor, and meal plans. It’s also the perfect time to talk about safety and review your insurance coverage. Whether they’re living in a dorm or off-campus, your student is taking on new responsibilities—and your insurance plan should be ready… Read more »

How the Right Insurance Can Help You Reduce Summer Losses

Posted by & filed under Homeowner’s Insurance, Personal Insurance, Safety.

Summer is a time for fun, travel, and outdoor activities—but it also brings a spike in accidents and insurance claims. From backyard parties and boating outings to road trips and home renovations, the warmer months carry increased risks for homeowners, renters, and business owners alike. We believe that prevention and protection go hand in hand…. Read more »

When To Call Your Insurance Agent… Now

Posted by & filed under Auto Insurance, Commercial Insurance, Homeowner’s Insurance, Life Insurance, Personal Insurance.

We strongly believe in developing relationships with our customers. Insurance is not a product; it is a trusted relationship between the agent, insurer, and customer. We are always ready and willing to help you better understand your insurance and help with any questions you may have.  The Value of Your Local Independent Agent Good Reasons… Read more »

We Offer A Better Way To Buy Insurance

Posted by & filed under Auto Insurance, Commercial Insurance, Homeowner’s Insurance, Life Insurance, Personal Insurance.

Some people buy insurance online without really knowing or understanding what they are buying. Some people use an agent but really don’t fully understand the process of securing insurance. Most people buy homeowners’ insurance, auto insurance, or business insurance to protect their interests. Insurance can be a very important part of your long-term financial plan…. Read more »

The 12 Gifts of Insurance Christmas: Protecting What Matters Most

Posted by & filed under Homeowner’s Insurance, Personal Insurance.

Tis the season for festive joy, family gatherings, and the comfort of knowing you’re covered! This Christmas, let’s celebrate the 12 gifts of insurance that we, as your professional licensed insurance agency, are proud to offer. From personal protection to business security, each coverage brings peace of mind, allowing you to focus on the things… Read more »

Insurance Considerations for Newlyweds: Merging Policies and Coverage

Posted by & filed under Auto Insurance, Homeowner’s Insurance, Life Insurance, News and Announcements, Personal Insurance.

Getting married is an exciting milestone, and it also comes with new responsibilities, including reviewing and possibly merging your insurance policies. Properly managing your insurance as a couple can protect your assets, provide financial security, and even save you money. 1. Update Life Insurance Policies Life insurance is crucial for newlyweds, especially if you plan… Read more »

Why You Need Personal Umbrella Insurance: Protect Yourself from Rising Judgments

Posted by & filed under Homeowner’s Insurance, Personal Insurance.

As an insurance agency, we have seen firsthand how personal umbrella insurance has become for many individuals. In today’s world, lawsuits and claims against individuals are becoming more frequent, and the monetary judgments awarded can be staggering. If you’re relying solely on your standard home and auto policies, you might find yourself underinsured when you… Read more »