Are You Shopping Online This Holiday?

Posted by & filed under Cyber Liability, Homeowner’s Insurance, News and Announcements, Personal Insurance, Safety.

Personal Insurance Update The holiday shopping season is upon us, and many of us are searching our favorite web pages for the best deals on the items that top this year’s wish list.  Last year, cyber Monday was the year’s single biggest day for shopping, generating over 2 billion dollars in sales.  This year, consumer… Read more »

How to Hire Part Time Seasonal Workers

Posted by & filed under Commercial Insurance, News and Announcements, Safety, Workers Compensation.

Business Insurance update  This is the time of year when your business will be hiring part time workers to help you manage the holiday season. For the most part, you will not need to modify your business insurance, but if you add new classifications or payroll, it may affect your workers’ compensation insurance.  Now might… Read more »

Make Halloween Safe For Everyone

Posted by & filed under Homeowner’s Insurance, News and Announcements, Personal Insurance, Safety.

In the next few days, we will be watching children scramble from house to house in search of the elusive Halloween treat.  However, keeping our kids safe as they are out Halloween night is always a concern.  A little pre-planning can prevent unfortunate accidents that could turn out to be tragic.  Remember, your homeowner’s insurance… Read more »

Is Your Business Ready For The New DOL Overtime Rules?

Posted by & filed under Commercial Insurance, News and Announcements, Safety, Workers Compensation.

Business Insurance Update Is your business prepared to undertake new overtime rules that will be set into place on December 1, 2016?  If you are fined because of non-compliance, your business insurance will not provide coverage.  Business insurance policies are not designed to cover government fines. The US Department of Labor (DOL) released the final… Read more »

How to Keep Your Home Safe While on Vacation

Posted by & filed under Homeowner’s Insurance, News and Announcements, Personal Insurance.

Summer 2016 Vacation Safety Your family is on vacation having a great time, when you get a call from the police department telling you your home has been burglarized, and your identity may have been compromised.  Chances are your homeowner’s insurance will cover you, but a little prevention might have prevented the loss.  There are… Read more »

What Is the Difference Between Homeowner’s Insurance and a Home Warranty?

Posted by & filed under Homeowner’s Insurance, News and Announcements, Personal Insurance.

Home warranties are offered by many companies, mostly during the selling process. Typically, there are two types of home warranties that people will purchase for their homes.  The first one covers any major systems or repairs for the first year, and the second is an annual renewal type contract which continues to keep the coverage… Read more »

Does Your Homeowner’s Insurance Offer Hidden Coverage?

Posted by & filed under Homeowner’s Insurance, News and Announcements, Personal Insurance.

Homeowner’s Insurance Update How many of you have actually read your homeowner’s insurance policy? We guess not too many. We do recommend that you read your policy to help you understand what coverage you have. Most homeowners are familiar with the basic coverage found their homeowner’s insurance policy; including coverage for the home itself, personal… Read more »