According to insurance experts, here are the top five business risks. The Allianz Risk Barometer surveyed more than 500 managers and corporate insurance experts in 47 countries, to identify the primary challenges facing businesses this year.1 While these are responses from large corporations, we take away many applications for medium and small businesses. Here are some of… Read more »
Posts Categorized: News and Announcements
Is Your Business Covered For Employment Practices Liability?
A Business Insurance Update Today more than ever, employees know their rights under the law. Over the years, the United States has created many federal laws and statutes to protect the rights of individuals including; Title VII of the Civil Rights Act of 1964, Title I and Title V of the Americans with Disability Act… Read more »
Does Your Auto Insurance Cover Damage Done During a Protest or Riot?
Recently we have seen streets filled with vehicles damaged form rioters. Damage can be a simple scratch, windshield damage, or even a fire. The question is, “Are these kinds of losses covered under a standard auto policy?” It is normal for people to be worried about their cars if they live in an area with… Read more »
Is Damage to My Business Covered for Loss Resulting From a Riot?
The recent riots in most major cities has prompted us to provide some much needed information regarding commercial insurance and how it interacts with riots and unrest. Generally speaking, damage to your building and other property due to a riot is a covered peril. This would include fire, theft, and vandalism. If you were forced… Read more »
Good Reasons To Call Your Insurance Agent
Home and Auto Insurance Update Let’s face it, you buy home and auto insurance to protect you when and or if an accident happens. And when you have an accident, you want your personal insurance to respond. If it has been a while since you updated your personal insurance coverage, you may want to call… Read more »
The New Normal—Working From Home
Many employers are now having their employees work from their homes. The good news is that it seems to be working. Employers are finding that their employees can get to work and be effective working remotely. We think that this trend will continue. Employers are rethinking the “traditional office,” and how employees relate to their… Read more »
Insurance Needs for College Students
Insurance for college students should be part of your planning. Over 1.8 million students will graduate from college in 2020. Kansas City is no different; there will be thousands of our students heading off to college in the next 30-45 days. It is important to understand how a child moving off to college may impact… Read more »
The Importance of Having a Home Inventory
Included in most homeowners, condo-owners, and renters insurance policies is coverage for the contents of your home. However, do you know how much coverage you would need if you had to replace everything in your house? Would you know what you had in each room of your home in the event of a claim? Would… Read more »
Are Electric Scooters Covered Under My Insurance Policy?
Scooters are popping up all over cities across the country. They have been popular in Europe for years. We are at the beginning of this new form of personal transportation, which creates a few questions regarding risk, liability, and insurance coverage. Scooter usage Facts (Forbes) 4.4 % of rider wear helmets 80% of accidents are… Read more »
Good Reasons To Call Your Insurance Agent
Home and Auto Insurance Update Let’s face it, you buy home and auto insurance to protect you when and or if an accident happens. And when you have an accident, you want your personal insurance to respond. If it has been a while since you updated your personal insurance coverage, you may want to call… Read more »