Business Insurance update This is the time of year when your business will be hiring part time workers to help you manage the holiday season. For the most part, you will not need to modify your business insurance, but if you add new classifications or payroll, it may affect your workers’ compensation insurance. Now might… Read more »
Posts Categorized: News and Announcements
Make Halloween Safe For Everyone
In the next few days, we will be watching children scramble from house to house in search of the elusive Halloween treat. However, keeping our kids safe as they are out Halloween night is always a concern. A little pre-planning can prevent unfortunate accidents that could turn out to be tragic. Remember, your homeowner’s insurance… Read more »
Is Your Business Ready For The New DOL Overtime Rules?
Business Insurance Update Is your business prepared to undertake new overtime rules that will be set into place on December 1, 2016? If you are fined because of non-compliance, your business insurance will not provide coverage. Business insurance policies are not designed to cover government fines. The US Department of Labor (DOL) released the final… Read more »
Are You Trying To Get Sued?
Business Insurance Update Your business not only creates income for you, it may provide employment for other people. Small and medium businesses are subject to the same risks as major corporations. You buy business insurance to help protect your business for claims and litigation that may come from a variety of sources. Remember, your business… Read more »
Football Season Means Tailgate Parties
College and pro football season is about to kick off, and that means this Saturday or Sunday many of us will also be enjoying the traditional tailgate parties. But don’t let a great day be spoiled by lack of personal insurance. Did you know that in many cases, your homeowner’s insurance can cover your liability… Read more »
We Can Help Your Business Survive an Interruption
A Business Insurance Update Have you considered the cost to you if your business had to shut down for a week, month, or even longer? We have, and we can offer a few tips to help your business continue even in the midst of a shut down. A business can be shut down for a… Read more »
What Is the Difference Between Homeowner’s Insurance and a Home Warranty?
Home warranties are offered by many companies, mostly during the selling process. Typically, there are two types of home warranties that people will purchase for their homes. The first one covers any major systems or repairs for the first year, and the second is an annual renewal type contract which continues to keep the coverage… Read more »
Does Your Homeowner’s Insurance Offer Hidden Coverage?
Homeowner’s Insurance Update How many of you have actually read your homeowner’s insurance policy? We guess not too many. We do recommend that you read your policy to help you understand what coverage you have. Most homeowners are familiar with the basic coverage found their homeowner’s insurance policy; including coverage for the home itself, personal… Read more »
How to Properly Insure Summer Interns
Many businesses are getting ready to hire summer interns. These internships can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. If the interns are receiving wages, they will be considered employees of the company, and eligible for… Read more »
The Top Google Searches On Business Insurance
Our Business Insurance Answers Your business insurance is an important part of your risk management program. It is important to have the right insurance coverage, competitive pricing, and the right insurer. We have researched the top Google searches regarding business insurance programs, and we thought you might like to see what kinds of questions people… Read more »