Your Guide To Personal Insurance For 2021

Posted by & filed under Auto Insurance, Homeowner’s Insurance, Life Insurance, News and Announcements, Personal Insurance.

When was the last time you reviewed your insurance coverage? The start of a New Year is a great time to review your personal insurance. Most of us know that major life events can make it necessary to update our insurance coverage. But did you know that even subtle changes can have an impact on… Read more »

Stop Porch Pirates This Holiday Season

Posted by & filed under Homeowner’s Insurance, News and Announcements, Personal Insurance.

The holiday season is filled with fun, parties, food, gifts, overeating and unfortunately some risk. One of the fasted growing risks for many people are stolen packages by porch pirates.  According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season.  Need more bad news? Your homeowners or renter’s insurance generally may not… Read more »

What Are The Top Business Insurance Risks

Posted by & filed under Homeowner’s Insurance, News and Announcements, Personal Insurance, Safety.

According to insurance experts, here are the top five business risks. The Allianz Risk Barometer surveyed more than 500 managers and corporate insurance experts in 47 countries, to identify the primary challenges facing businesses this year.1  While these are responses from large corporations, we take away many applications for medium and small businesses. Here are some of… Read more »

Is Your Business Covered For Employment Practices Liability?

Posted by & filed under Benefits of Being Independent, Commercial Insurance, Cyber Liability, News and Announcements.

Harassment

A Business Insurance Update Today more than ever, employees know their rights under the law. Over the years, the United States has created many federal laws and statutes to protect the rights of individuals including; Title VII of the Civil Rights Act of 1964, Title I and Title V of the Americans with Disability Act… Read more »

Does Your Auto Insurance Cover Damage Done During a Protest or Riot?

Posted by & filed under Auto Insurance, News and Announcements, Personal Insurance, Safety.

Recently we have seen streets filled with vehicles damaged form rioters.  Damage can be a simple scratch, windshield damage, or even a fire.  The question is, “Are these kinds of losses covered under a standard auto policy?” It is normal for people to be worried about their cars if they live in an area with… Read more »

Is Damage to My Business Covered for Loss Resulting From a Riot?

Posted by & filed under Commercial Insurance, News and Announcements, Safety.

The recent riots in most major cities has prompted us to provide some much needed information regarding commercial insurance and how it interacts with riots and unrest. Generally speaking, damage to your building and other property due to a riot is a covered peril.  This would include fire, theft, and vandalism.  If you were forced… Read more »

Good Reasons To Call Your Insurance Agent

Posted by & filed under Auto Insurance, Homeowner’s Insurance, Life Insurance, News and Announcements, Personal Insurance.

Home and Auto Insurance Update Let’s face it, you buy home and auto insurance to protect you when and or if an accident happens. And when you have an accident, you want your personal insurance to respond.  If it has been a while since you updated your personal insurance coverage, you may want to call… Read more »

The New Normal—Working From Home

Posted by & filed under Commercial Insurance, Homeowner’s Insurance, News and Announcements.

Many employers are now having their employees work from their homes.  The good news is that it seems to be working.  Employers are finding that their employees can get to work and be effective working remotely.  We think that this trend will continue.  Employers are rethinking the “traditional office,” and how employees relate to their… Read more »