Homeowner’s Insurance Update How many of you have actually read your homeowner’s insurance policy? We guess not too many. We recommend that you read your policy to understand your coverage. Most homeowners are familiar with the basic coverage found in their homeowner’s insurance policy, including coverage for the home itself, personal property, and liability associated… Read more »
A Personal Insurance Update Spring has arrived, and many people are gearing up for yard work. Your yard is an essential part of the appeal of your home, and requires some care and expense to maintain it. Many people install landscape lighting to enhance the look and safety of their yard. You may be concerned… Read more »
How to Adjust to the Loss of an Income Provider Most families depend on two incomes to make ends meet. If your spouse died suddenly, could your family continue to meet all their financial obligations, from paying rent or the mortgage to daily living expenses? Could your family continue their standard of living on a… Read more »
When Was the Last Time You Reviewed Your Insurance? Life changes. So should your insurance. An annual insurance review helps ensure your coverage keeps up with: • Home improvements or renovations• New vehicles• Changes in income or assets• Liability exposure• Inflation and rising rebuild costs Too often, people only discover coverage gaps after a claim…. Read more »
A well-maintained home is more than just a source of pride it can also save you money. Insurance companies reward homeowners who take proactive steps to reduce risk, and regular upkeep can help prevent costly claims before they happen. At our agency, we want to help you protect your home while keeping premiums as low… Read more »
Home insurance is essential for protecting your house and belongings, but many people are surprised to learn that a standard policy does not cover every type of risk. Knowing what is excluded can save you from unexpected expenses and help you plan better protection for your home. 1. Flood damage Standard home insurance does not… Read more »
The rise of cryptocurrencies has revolutionized the financial world—but with innovation comes risk. Digital currencies like Bitcoin and Ethereum have become attractive targets for hackers, and the platforms that trade them crypto exchanges are facing increasing scrutiny as high-stakes risk hubs. As losses mount from breaches, fraud, and operational errors, insurance is becoming a vital… Read more »
If your business has seen a rise in commercial insurance premiums lately, you’re not alone. Many business owners across industries are noticing higher costs at renewal even if they haven’t filed a claim. So, what’s driving the increase? Here are the main reasons behind the rising premiums in today’s commercial insurance market: 1. More Frequent… Read more »
Severe weather events, such as wildfires, hurricanes, floods, and hailstorms, have become more frequent and more destructive. But for many homeowners, the real damage begins after the skies clear. That’s when they discover something even more devastating: their insurance coverage is not enough… or worse, not available at all. Across the country, especially in high-risk… Read more »
PlatinumOne Insurance Agency is excited to announce our merger with BukatyCompanies, bringing together two trusted insurance leaders in Kansas City to build astronger and more innovative insurance agency to serve you – our valued clients.Your trust and satisfaction are the top priorities of the new partnership. We will havethe same leadership and service team that… Read more »