According to the Nation Retail Federation, 84% of Americans will use the internet to shop during the holidays. Even during non-holiday times, people are using noncash transactions to purchase goods and services. Cybercriminals are smart, and you must be informed about protecting your identity. According to the Federal Trade Commission, identity theft has been the… Read more »
Creating a comprehensive home inventory is crucial for keeping track of your belongings, particularly when filing insurance claims or selling your home. While many people remember to list the obvious items like furniture and electronics, there are several often-overlooked items that you should include in your inventory. Small Valuables Electronics and Media Clothing and Accessories… Read more »
Home insurance is essential for protecting your house and belongings, but many people are surprised to learn that a standard policy does not cover every type of risk. Knowing what is excluded can save you from unexpected expenses and help you plan better protection for your home. 1. Flood damage Standard home insurance does not… Read more »
The rise of cryptocurrencies has revolutionized the financial world—but with innovation comes risk. Digital currencies like Bitcoin and Ethereum have become attractive targets for hackers, and the platforms that trade them crypto exchanges are facing increasing scrutiny as high-stakes risk hubs. As losses mount from breaches, fraud, and operational errors, insurance is becoming a vital… Read more »
As your child heads off to college, there’s more to think about than just textbooks, dorm décor, and meal plans. It’s also the perfect time to talk about safety and review your insurance coverage. Whether they’re living in a dorm or off-campus, your student is taking on new responsibilities—and your insurance plan should be ready… Read more »
For millions of Americans and especially small business owners the rising cost of insurance has become an urgent and frustrating challenge. While insurance is meant to provide peace of mind, the steep climb in premiums, deductibles, and out-of-pocket costs is creating more stress than security. According to recent surveys, a staggering 68% of small business… Read more »
Severe weather events, such as wildfires, hurricanes, floods, and hailstorms, have become more frequent and more destructive. But for many homeowners, the real damage begins after the skies clear. That’s when they discover something even more devastating: their insurance coverage is not enough… or worse, not available at all. Across the country, especially in high-risk… Read more »
Summer is a time for fun, travel, and outdoor activities—but it also brings a spike in accidents and insurance claims. From backyard parties and boating outings to road trips and home renovations, the warmer months carry increased risks for homeowners, renters, and business owners alike. We believe that prevention and protection go hand in hand…. Read more »
From smartphones and laptops to e-bikes, power tools, and scooters—lithium-ion batteries are everywhere. While they’ve revolutionized convenience and mobility, they also come with a serious safety risk: fire. More and more home insurance claims are tied to lithium-ion battery fires. When these batteries overheat or are damaged, they can ignite suddenly and burn intensely. Here… Read more »
We strongly believe in developing relationships with our customers. Insurance is not a product; it is a trusted relationship between the agent, insurer, and customer. We are always ready and willing to help you better understand your insurance and help with any questions you may have. The Value of Your Local Independent Agent Good Reasons… Read more »