Avoid Identity Theft The credit card industry is growing at an unprecedented rate. According to a recent survey, the average American household has 2.6 credit cards. People should take note that one of the most prevalent credit card scams in society today is identity theft. In fact, $16 billion was stolen from 12.7 million U.S…. Read more »
An Insurance Update If the last time you had an insurance review was when the Dallas Cowboys won a super bowl, it is time to have us review your business and personal insurance. Our team is ready to help you understand how your insurance needs have changed over time. Here are a few examples of… Read more »
Is Your Business Adequately Insured? Insurance coverage is available for almost every conceivable risk your business might face. Cost and amount of coverage of policies vary among insurers. PlatinumOne Insurance can advise you on the exact types of insurance you should consider purchasing. The right insurance policies will go a long way toward helping you… Read more »
One of our partners is Encompass Insurance Company. They recently offered some very good information regarding cyber liability or identity theft. With all the recent cyber breaches we are all becoming more interested in protecting our identity. We want to provide a few tips to help you protect yourself against identity theft. Cyber liability… Read more »
A Business Insurance Update Businesses Have many different risks to manage including; cyber risk, employment issues, fire and even insider fraud. Fraud experts have found that the average fraud loss averages $50,000, (The Association of Certified Fraud Examiners). Your commercial insurance program should include employee dishonesty or fidelity, including losses due to employee dishonesty, credit… Read more »
A Professional Liability Update You make decisions every day that can come back to bite you. You may not think so, but in this day of litigiousness, your business may be at risk. One way to manage your risk is to consider professional liability insurance. Professional liability, insurance is not just good business; it is… Read more »
A Business Insurance Update Your business insurance can respond to many kinds of risks and losses. Protecting your business from loss can mean the difference between having a great year, and having to close your doors. According to the Insurance Information Institute, 30% of businesses that have a fire never re-open. Therefore, it pays to… Read more »
A Business Insurance Update Most businesses purchase general liability insurance to protect the business against certain kinds of claims. These claims could include bodily injury and property damage. Professional Liability insurance, also called Errors and Omissions insurance, protects against a claim from a third party who suffers a financial loss because of services or actions. … Read more »
Personal Insurance Update The holiday shopping season is upon us, and many of us are searching our favorite web pages for the best deals on the items that top this year’s wish list. Last year, cyber Monday was the year’s single biggest day for shopping, generating over 2 billion dollars in sales. This year, consumer… Read more »
Almost every business has a cyber liability exposure. Most businesses are securing some form of coverage to protect their companies from these types of threats. A recent report by a leading insurance firm said that purchases of cyber insurance grew over 30% in the last year. It has become clear that even a good IT… Read more »