Five New Year Insurance Resolutions for 2026

Posted by & filed under Auto Insurance, Commercial Insurance, Homeowner’s Insurance, Personal Insurance.

A Smart Way to Protect Your Home, Auto and Business As 2026 arrives, many people create goals for healthier living, stronger finances, or better habits. This year is also the perfect time to focus on something often overlooked. Your insurance program. As professional insurance advisors, we see firsthand how a few strategic steps can dramatically… Read more »

Five Commercial Insurance Pitfalls to Avoid

Posted by & filed under Commercial Insurance, Workers Compensation.

Running a business comes with risk, some expected, others not. That’s why commercial insurance is so important. But while having coverage is essential, the way it’s structured can make or break you when a claim hits. Many business owners unknowingly fall into common insurance traps that could cost them thousands. Here are five commercial insurance… Read more »

Why Are Commercial Insurance Premiums Increasing?

Posted by & filed under Commercial Insurance, News and Announcements.

insurance

If your business has seen a rise in commercial insurance premiums lately, you’re not alone. Many business owners across industries are noticing higher costs at renewal even if they haven’t filed a claim. So, what’s driving the increase? Here are the main reasons behind the rising premiums in today’s commercial insurance market: 1. More Frequent… Read more »

Rising Insurance Costs: Why Affordability Is the #1 Concern in 2025

Posted by & filed under Auto Insurance, Commercial Insurance, Cyber Liability, Homeowner’s Insurance, Life Insurance.

For millions of Americans and especially small business owners the rising cost of insurance has become an urgent and frustrating challenge. While insurance is meant to provide peace of mind, the steep climb in premiums, deductibles, and out-of-pocket costs is creating more stress than security. According to recent surveys, a staggering 68% of small business… Read more »

Why Contractors Should Consider Excess Liability Insurance

Posted by & filed under Commercial Insurance, Workers Compensation.

In construction, risk comes with the job. From scaffolding accidents to lawsuits over property damage, even the most cautious contractors can find themselves facing serious claims. The question is will your current insurance limits be enough when the unexpected happens? If you’re a general contractor, subcontractor, or specialty tradesman, it’s time to take a closer… Read more »

When To Call Your Insurance Agent… Now

Posted by & filed under Auto Insurance, Commercial Insurance, Homeowner’s Insurance, Life Insurance, Personal Insurance.

We strongly believe in developing relationships with our customers. Insurance is not a product; it is a trusted relationship between the agent, insurer, and customer. We are always ready and willing to help you better understand your insurance and help with any questions you may have.  The Value of Your Local Independent Agent Good Reasons… Read more »

We Offer A Better Way To Buy Insurance

Posted by & filed under Auto Insurance, Commercial Insurance, Homeowner’s Insurance, Life Insurance, Personal Insurance.

Some people buy insurance online without really knowing or understanding what they are buying. Some people use an agent but really don’t fully understand the process of securing insurance. Most people buy homeowners’ insurance, auto insurance, or business insurance to protect their interests. Insurance can be a very important part of your long-term financial plan…. Read more »

Foreign Product Liability vs. Domestic Product Liability: Key Differences

Posted by & filed under Commercial Insurance.

Product liability insurance is a crucial coverage for businesses that manufacture, distribute, or sell goods. However, when products are sold internationally, the risk landscape changes. Many companies are unaware of the differences between foreign and domestic product liability insurance. Understanding these distinctions is critical for businesses that operate across borders. 1. What Is Domestic Product… Read more »

PlatinumOne -Bukaty Co. Join Forces

Posted by & filed under Auto Insurance, Benefits of Being Independent, Commercial Insurance, News and Announcements.

PlatinumOne Insurance Agency is excited to announce our merger with BukatyCompanies, bringing together two trusted insurance leaders in Kansas City to build astronger and more innovative insurance agency to serve you – our valued clients.Your trust and satisfaction are the top priorities of the new partnership. We will havethe same leadership and service team that… Read more »