risk team

Insurance For Summer Fun

Posted under Auto Insurance, Benefits of Being Independent, Homeowner’s Insurance, Life Insurance, Personal Insurance.

A Personal Insurance Update

We generally have great weather all year here, but when spring and summer arrive, it seems like to get out more and spend time in the great outdoors. That means getting your toys insured. That is where we can help. We offer insurance coverage options and competitive prices on all kinds of toys, including boats, personal watercraft, RVs, motorcycles, ATV, and more.

All of these vehicles require insurance to protect you from damage and liability. It is critical to have the right kind of insurance coverage for your recreational vehicles. The majority of these are not automatically covered by your home or auto insurance policies.

You can choose not to insure physical damage to your recreational vehicles, but you must still have liability insurance. You may be required to insure these vehicles if you have loans on them.

Motorcycle Insurance

Motorcycle insurance should be an important part of your insurance planning. Having insurance will help you replace any damaged property and cover medical bills in the event of a serious accident. Depending on the bike, motorcycle insurance is less expensive than car insurance and will provide you with peace of mind while riding. Most types of motorcycles are covered by our insurance policies, including sport bikes, cruisers, standard bikes, touring bikes, custom motorcycles, scooters, and classic motorcycles. Our policies can also include liability coverage, uninsured motorist coverage, medical coverage, custom equipment, medical payments, towing, and labor. Check your current motorcycle insurance policy to ensure that each piece of special equipment is listed.

ATV Insurance

Your ATV is a significant recreational investment. The last thing you want to be concerned about while riding is whether you have adequate insurance coverage. You can ride your bike with confidence knowing that you’re properly insured with a customized All-Terrain Vehicle insurance policy

Whether you ride a 4-wheeler, a dune buggy, or even a golf cart, you can get the ATV insurance you want and the insurance protection you deserve with coverage options such as:

  • Collision coverage protects your ATV from damage caused by rocks, trees, and other obstacles or debris.
  • Bodily Injury this pays for the medical expenses of others if you are found to be at fault in an accident.
  • Uninsured Motorist protects you against loss or damage caused by uninsured or underinsured riders.
  • Comprehensive coverage is an added layer of protection against loss or damage caused by theft, fire, or vandalism.
  • Property Damage covers expenses incurred due to damage to another person’s property for which you are liable.

RV Insurance

RV insurance rates vary from one company to the next. It is critical that we shop your insurance to ensure that you get the best coverage possible. A one-size-fits-all insurance policy does not exist. Some insurers provide better rates for trucks, RVs, and campers, whereas others provide better rates for expensive motorhomes. We can cover vehicles in classes A, B, and C.

• Liability Coverage for RVs

• Collision and comprehensive insurance

• Around-the-clock roadside assistance

• Uninsured/underinsured motorist protection

• Money for unexpected expenses

• Contents coverage

• Towing protection

• Medical payments insurance

Classic Car Insurance

A classic, collectible or antique car is no ordinary car, and regular auto insurance is not sufficient to protect such a vehicle against damage or loss. Many of the same coverages are provided by a classic car insurance policy as they are by a standard auto insurance policy. A classic car policy may include liability coverage, uninsured/underinsured motorist coverage, and medical coverages such as personal injury protection, liability, or medical payments coverage. You can also get reimbursement for towing and roadside assistance.

Watercraft Insurance

Whether you own a sailboat, a luxury yacht, or something in between, our comprehensive watercraft policy is tailored and designed to your specific needs and includes broad navigational limits to protect you in both domestic and international waters.

We will search the market for the boat insurance program that best fits your individual needs.

  • Hull protection
  • Liability coverage
  • Trailer coverage
  • Replacement cost
  • Waterski liability
  • Coverage for special boat equipment
  • Medical payments coverage
  • Pollution liability
  • On-water towing
  • And more

Golf Cart insurance

Accidents involving golf carts can occur at any time and in any location. While on the golf course, you may cause damage to someone’s property or be involved in an accident. Golf cart insurance is essential because it protects you from these types of risks. Coverage can include; liability, physical damage, collision, and comprehensive coverages.

Personal Watercraft Insurance

In the event of a loss, accident, damage, or theft, personal watercraft insurance should cover your PWC/jet ski. PWC insurance can cover physical damage, bodily injury, medical payments, towing, and roadside assistance, among other things, depending on the specifics of your policy. We will collaborate with you or your agent to design a coverage plan tailored to your specific requirements.

insurance

Does Bundling My Personal Insurance Make Sense?

Posted under Auto Insurance, Homeowner’s Insurance.

Take a look at these insurance buying tips for bundling your home and auto insurance policies to ensure you get the best deal!

When you have multiple types of insurance plans with the same insurance company, you have a “bundle” of policies. When you get a discount for bundling your policies with one insurance provider, it’s called an insurance bundle discount.

Policies You Might Bundle

  • Home
  • Auto
  • Motorcycle
  • Boat
  • Personal Umbrella

Things To Consider When Bundling

Bundling your insurance could provide several advantages. Although these advantages will likely fluctuate by the carrier, the money you save on your policies and the time you save managing your policies are two of the most typical perks of bundling.

Getting numerous separate policies from the same insurer can save you a lot of money. While particular savings are dependent on the insurer as well as the types and number of insurance purchased,

Purchasing multiple policies (home, auto, or motorcycle) from the same insurer can be more convenient than purchasing multiple policies from other companies. Multiple policies can often be handled or obtained from the same insurance agent using the same online account.

How To Get Started

Contacting your insurance agent is an excellent place to start if you’re interested in bundling your coverage. Your agent should be able to assist you in finding the ideal policy combination to meet your coverage and financial requirements.

While saving money on insurance premiums is a desirable thing, the ultimate goal should be to find an insurer that delivers on that promise

partners in risk

A Personal Insurance Update

Posted under Uncategorized.

We generally have great weather all year here, but when spring and summer arrive, it seems like to get out more and spend time in the great outdoors. That means getting your toys insured. That is where we can help. We offer insurance coverage options and competitive prices on all kinds of toys, including boats, personal watercraft, RVs, motorcycles, ATV, and more.

All of these vehicles require insurance to protect you from damage and liability. It is critical to have the right kind of insurance coverage for your recreational vehicles. The majority of these are not automatically covered by your home or auto insurance policies.

You can choose not to insure physical damage to your recreational vehicles, but you must still have liability insurance. You may be required to insure these vehicles if you have loans on them.

Motorcycle Insurance

Motorcycle insurance should be an important part of your insurance planning. Having insurance will help you replace any damaged property and cover medical bills in the event of a serious accident. Depending on the bike, motorcycle insurance is less expensive than car insurance and will provide you with peace of mind while riding. Most types of motorcycles are covered by our insurance policies, including sport bikes, cruisers, standard bikes, touring bikes, custom motorcycles, scooters, and classic motorcycles. Our policies can also include liability coverage, uninsured motorist coverage, medical coverage, custom equipment, medical payments, towing, and labor. Check your current motorcycle insurance policy to ensure that each piece of special equipment is listed.

ATV Insurance

Your ATV is a significant recreational investment. The last thing you want to be concerned about while riding is whether you have adequate insurance coverage. You can ride your bike with confidence knowing that you’re properly insured with a customized All-Terrain Vehicle insurance policy

Whether you ride a 4-wheeler, a dune buggy, or even a golf cart, you can get the ATV insurance you want and the insurance protection you deserve with coverage options such as:

  • Collision coverage protects your ATV from damage caused by rocks, trees, and other obstacles or debris.
  • Bodily Injury this pays for the medical expenses of others if you are found to be at fault in an accident.
  • Uninsured Motorist protects you against loss or damage caused by uninsured or underinsured riders.
  • Comprehensive coverage is an added layer of protection against loss or damage caused by theft, fire, or vandalism.
  • Property Damage covers expenses incurred due to damage to another person’s property for which you are liable.

RV Insurance

RV insurance rates vary from one company to the next. It is critical that we shop your insurance to ensure that you get the best coverage possible. A one-size-fits-all insurance policy does not exist. Some insurers provide better rates for trucks, RVs, and campers, whereas others provide better rates for expensive motorhomes. We can cover vehicles in classes A, B, and C.

• Liability Coverage for RVs

• Collision and comprehensive insurance

• Around-the-clock roadside assistance

• Uninsured/underinsured motorist protection

• Money for unexpected expenses

• Contents coverage

• Towing protection

• Medical payments insurance

Classic Car Insurance

A classic, collectible or antique car is no ordinary car, and regular auto insurance is not sufficient to protect such a vehicle against damage or loss. Many of the same coverages are provided by a classic car insurance policy as they are by a standard auto insurance policy. A classic car policy may include liability coverage, uninsured/underinsured motorist coverage, and medical coverages such as personal injury protection, liability, or medical payments coverage. You can also get reimbursement for towing and roadside assistance.

Watercraft Insurance

Whether you own a sailboat, a luxury yacht, or something in between, our comprehensive watercraft policy is tailored and designed to your specific needs and includes broad navigational limits to protect you in both domestic and international waters.

We will search the market for the boat insurance program that best fits your individual needs.

  • Hull protection
  • Liability coverage
  • Trailer coverage
  • Replacement cost
  • Waterski liability
  • Coverage for special boat equipment
  • Medical payments coverage
  • Pollution liability
  • On-water towing
  • And more

Golf Cart insurance

Accidents involving golf carts can occur at any time and in any location. While on the golf course, you may cause damage to someone’s property or be involved in an accident. Golf cart insurance is essential because it protects you from these types of risks. Coverage can include; liability, physical damage, collision, and comprehensive coverages.

Personal Watercraft Insurance

In the event of an loss, accident, or damage, or theft, personal watercraft insurance should cover your PWC/jet ski. PWC insurance can cover physical damage, bodily injury, medical payments, towing, and roadside assistance, among other things, depending on the specifics of your policy. We will collaborate with you or your agent to design a coverage plan tailored to your specific requirements.

cyber

Protect Your Identity

Posted under Uncategorized.

According to Identity Theft Info.com, Approximately 15 million United States residents have their identities used fraudulently each year, with financial losses totaling upwards of $50 billion.On a case-by-case basis, that means approximately 7% of all adults have their identities misused, with each instance resulting in approximately $3,500 in losses.

Identity Theft Insurance

PlatinumOne Insurance Agency can help you better understand your risks and provide the right personal insurance options for you.

If your identity is stolen, on average you will spend over 40 hours and over $1,500 to recover and restore your information.

Some clues that your identity has been stolen:

  • Errors or charges that are not yours on credit card statements.
  • Billing statements are missing or don’t show up.
  • New accounts are opened in your name.
  • Debt collectors call about debts that are not yours.
  • Calls or mail about accounts in your minor child’s name.

Prevention tips:

  1. Order a credit report annually.
  2. Some credit cards now offer credit information on every statement.
  3. Carefully read all statements.
  4. Pay your bills online using a secure site if that service is available.
  5. Check and verify all charges on credit card statements.
  6. Don’t put outgoing mail, especially bill payments, in personal curbside mail boxes.
  7. Keep important documents in a safe.
  8. Don’t travel with all your credit cards, only take what you need.
  9. Buy a shredder and use it.
  10. Create passwords or PIN numbers out of a random mix of letters and numbers.
  11. Limit information on social media.
  12. Don’t give out your financial or personal information over the phone or Internet
  13. Don’t open emails from people you don’t know.
  14. Keep your computer’s operating system, browser, and security up to date.
  15. Use anti-virus software, anti-spyware software, and a firewall.

Call us today for a free identity theft insurance quote. Identity theft insurance can provide valuable coverage and resources when you need the most. We are a full service insurance agency representing individuals, families and businesses in the Kansas City area. We are licensed professionals who are not limited to placing your insurance with just one carrier. We have the flexibility to choose the insurance company that best serves your individual needs. Having choices is our advantage and it benefits our customers.

partners in risk

Why Buy A Personal Umbrella Policy?

Posted under Homeowner’s Insurance.

Let’s face it, most of us have limited budgets when it comes to our insurance.  And most people feel insurance is an expensive item.  Generally, auto, homeowner’s, RV, and boat insurance policies cover liability for injuries or property damage suffered by a third party. Personal insurance policies are designed to cover accidents for which the insured person may owe tens or even hundreds of thousands of dollars. However, sometimes the person may be responsible for an accident so catastrophic that the damages are $1,000,000 or more.

What An Umbrella Policy Covers

An umbrella insurance policy covers excess of your primary homeowner’s insurance, auto insurance, and other primary policies. Here is an example. John Doe falls asleep while driving and hits a van with a family inside. The accident results in $600,000 of medical bills, but John Doe’s auto policy has a $500,000 limit. Fortunately, John Doe also has a $500,000 umbrella policy, and the additional $100,000 would be covered under the Umbrella.

When You May Need An Umbrella Policy

  • Having rental property
  • Owning a Boat, RV, or ATV
  • Have a high net worth
  • Owning a business
  • Having teen drivers
  • Own a swimming pool, trampoline, or swing-set

In addition, the umbrella may cover things like volunteer activities, statements made online, and certain business activities that a homeowner’s or auto policy might not cover.

We are locally owned and operated out of Overland Park, Kansas and are strongly represented in all areas of the Kansas City metropolitan area including not only Kansas City, but also Olathe, Leawood, Lenexa & Shawnee.  We primarily write business in Johnson and Wyandotte Counties in Kansas but are licensed in the entire State.

partners in risk

Insurance Buying Tips For 2022

Posted under Auto Insurance, Commercial Insurance, Homeowner’s Insurance.

Everyone is looking for good personal insurance. Some want low-cost home insurance; others want the best coverage for a reasonable price. Yet savvy personal insurance buyers look for the best possible combination of coverage, price, and service. Here are a few tips to help you get started. Don’t forget to use an agent who can offer professional advice.

Always review your coverage annually – It is important to read and review your insurance annually. It may not be easy to understand but you can always call your agent to help you understand the terms and conditions.

Don’t skimp on coverage thinking you don’t need it – discovering you don’t have enough coverage after a loss is the worst time. Buying that low-cost insurance at a discount may have tasted sweet at the time, but the unpleasant aftertaste may remain if you realize you don’t have the correct coverage or adequate coverage in the case of a loss.

Insure your home to full replacement cost– Insurance is, in comparison, a reasonably modest buy. The reason for this is that insurance firms base their premiums on the law of large numbers. As a result, considering the relative cost of insurance, it is prudent to insure anything of great worth. You will not be sorry.

Look for discounts – After you’ve determined your coverage needs, think about your budget and ways to cut costs. Consult your insurance agent to check whether you are eligible for any discounts on your policy. Carriers frequently provide discounts for things like paying your premiums on time, being accident-free, or getting good grades in school. You can also save money if you purchase numerous policies from the same company, such as home and auto insurance.

Adjust your personal insurance coverage as your life stage changes – for example, when you have a young family with small children at home, your need for life insurance is greatest. When you’re in your twilight years and don’t have any dependents, it’s the last thing you need. Make the necessary changes to your coverage. If your adult children have been covered under your auto policy, consider switching them to their own policy. Make changes to your coverage to fit your current lifestyle and stage of life.

Don’t forget to update your insurance with life changes – did you purchase a new car, boat, or motorcycle? Most plans enable you to add additional items for a 30-day grace period. You’re on your own after that because coverage won’t kick in until the unit is added to the policy.

fully understand your needs.

Connect with us and let us show you how we do it—and help you get a good night’s sleep. We are always searching for ways to help our clients save money on their auto insurance. Saving money on auto insurance is a relatively quick way to lower the cost of operating your car, and can be accomplished with a quick phone call to PlatinumOne Insurance. There are many ways to lower your insurance costs without eliminating needed coverage. Here are a few ideas to consider:

insurance

Important Things To Consider Before Your Next Business Insurance Renewal

Posted under Benefits of Being Independent, Commercial Insurance, Cyber Liability, News and Announcements, Workers Compensation.

The day-to-day operations and challenges of running a business can often overshadow the importance of reviewing your insurance coverage. Updating your insurance may not be at the top of your priority list, what with work, home, and personal obligations. Have you ever wondered when you should update your insurance policy? We recommend your take the time to review your business insurance program before each renewal.

The length of time it takes to renew your policy is determined by the size of your company, the complexity of your risk, and the insurance carriers you use. However, starting conversations two to four months ahead of time has a significant advantage. We have discovered that it allows you to communicate with your insurance broker about various difficulties and ideas. You can talk about potential company developments as well as the various insurance options.

A good market strategy can be condensed to five simple criteria regardless of an organization’s size, complexity, or risk profile.

  1. Evaluate Your Agent Choices, knowledge of your industry, their ability to develop a relationship or partnership with you and reference checks.
  2. Start the process 90 days in advance.
  3. Review your risks in relation to your coverage. Are there any gaps in coverage that need to be addressed?
  4. Recognize that a low price may not be the best option.
  5. Be prepared to negotiate.

Evaluate Your Agent Choices

To begin with, how responsive is your insurance agent? Is it common for you to be left hanging or suffering in the dark for weeks while waiting for a response to your insurance details? Of course, top-tier brokers are also quite busy. A little common sense goes a long way. People who want your business, on the other hand, are more likely to work hard for it.

Consider the following items when selecting your agent

  • How many insurers do they represent?
  • Are they experienced?
  • Look for an agent with whom you can develop a good rapport. If you have an effective working relationship with your provider, you will likely have a better experience purchasing comprehensive coverage.
  • Do they have experienced staff?
  • Look for a partner not just a vendor.

Start The Process Early

Some agent like to start 120 out from the renewal date, and other say 90 days is ok. We think the more time you have, the better. This gives you plenty of time to plan your strategy and goals, gather data, create attractive underwriting submissions, engage underwriters to consider your options, and get post-binding papers like ID cards, certificates of insurance, and invoices. The idea is never to give an insurer a reason to deny participation because “there isn’t enough time.

Review Your Risks In Relations To Your Coverage

The process of risk and coverage review can be important to ensure your proposed coverage meets your goals. If you have an uncured loss due to a lack of understanding of your risk is never acceptable. This gives you and your agent an opportunity to thoroughly review your risks and design a program to meet your needs.

Recognize That Low Price May Not Be The Best Option

Often businesses will look to the lowest cost as the main factor in considering which program to select. This may not be in your best interest. Low-cost insurance can mean that there are coverages missing, restrictive terms, or exclusion you may not want to be included in the quote.

There are cost-saving options when purchasing or renewing company insurance coverage to help you save a large amount of money. If you can persuade your insurance that your risk exposure is modest, for example, your premium can be lowered.

Be Prepared To Negotiate

While a small business doesn’t have the same bargaining power as a firm that pays a six-figure premium, there are a few things you can ask for, including:

  • Multi-year policies. These are helpful from a budgeting standpoint.
  • Can the carrier assist with loss control? Identifying dangers in the workplace, advocating better controls, giving staff training materials, and developing best practices for a safer work environment are just a few examples. Mock Occupational Safety Health Administration (OSHA) inspections help ensure the business is OSHA compliant.
  • Deductibles. As a result, assuming more significant risk in the form of a higher deductible should lower your premium. Determine how much your company can afford to pay if you need to file a claim while contemplating this choice.

Yes, the renewal procedure can be time-consuming and complicated, with many loose ends. That does not have to be the case. Not if you follow the correct procedures and have a well-defined strategy. A qualified insurance broker specializing in commercial insurance plans may make things a lot easier and more cost-effective.

Commercial business insurance is an important aspect of any business that cannot be ignored, especially if the business premises are leased or rented and even otherwise. Whatever your commercial insurance needs, we can design a protection program that’s right for you.

We are a full service insurance agency representing individuals, families and businesses in the Kansas City area. Our Overland Park, Kansas insurance agency has licensed professionals who are not limited to placing your insurance with just one carrier. We have the flexibility to choose the insurance company that best serves your individual needs. Having choices is our advantage and it benefits our customers.

Our business success depends on how effectively we serve our customers. As a designated Trusted Choice agency, we are dedicated to providing the best service in the industry. Experience the difference by giving us a call today. Our friendly and knowledgeable staff are here to assist you in any way possible.

See which insurance companies we represent.

We are licensed in Kansas, Missouri and Nebraska.

partners in risk

How To Keep Your Home Safe This Winter

Posted under Uncategorized.

The weather in the winter can be crazy. That is why having the appropriate homeowner’s insurance is crucial. Ice, snow, and wind can do serious damage to your home. Fortunately, there are steps you may take to protect yourself from winter harm.

Suggestions for Keeping Your Home Safe

  • Keep snow and ice off roofs and gutters, and clear walkways of snow.
  • During storms, power wires are susceptible. Lightning strikes can easily shatter power lines, and fallen branches can blow up transformers, resulting in major power outages. Consider getting a home generator to keep your power on in the event of long-term power outages due to harsher weather patterns.
  • Trim the trees around your house, as well as any trees that are close to your neighbor’s house.
  • Identify the location of your main water shutoff valve.
  • Cover exterior water faucets with coverings.
  • Inspect the attic for signs of water intrusion.
  • If you live in a region where high winds are common or where hurricanes are common, storm shutters can keep your windows from breaking and protect you from flying debris.
  • To keep inside water faucets from freezing, you may need to turn them on.
  • Check to see if your heating system is up to par.
  • Close the fireplace flue if you aren’t using your fireplace.
  • If you’re going away, set your thermostat to no lower than 60 degrees Fahrenheit.

Most types of damage caused by a freeze are covered by standard homeowner’s policy. If your property has been damaged by water, it is critical to ensure that it is completely dried and repaired to avoid the growth of mold. For more information, give us a call right now.

fully understand your needs.

Connect with us and let us show you how we do it—and help you get a good night’s sleep. We are always searching for ways to help our clients save money on their auto insurance. Saving money on auto insurance is a relatively quick way to lower the cost of operating your car, and can be accomplished with a quick phone call to PlatinumOne Insurance. There are many ways to lower your insurance costs without eliminating needed coverage. Here are a few ideas to consider:

partners in risk

Home Inspection – Prepare Your Home

Posted under Uncategorized.

It is football season, time to shop for new skis, and it is also time to consider how to protect your home from the winter conditions that are fast approaching. With temperatures falling and meteorologists predicting a colder than normal winter, the easiest and most cost-efficient way to keep your home’s heat inside, while keeping your heating bill respectable, is to add fresh insulation to your attic, ceilings, basement, and walls.  Mark Wolf (of the National Energy Assistance Directors’ Association) states that “these do-it-yourself home upgrades could cause instant energy savings between 10 and 20%”.

Winter storm damage can cause thousands of dollars in damage. Let PlatinumOne Insurance Agency provide you with an insurance check-up to make sure you have the best possible coverage. Inspecting your home now can save you thousands down the road.

Here are a few home inspection tips to help prevent property damage, and help keep your Kansas home insurance costs down:

  • Check and clean your heating system to make sure it is in good working condition for the winter months.
  • Clean the clothes dryer exhaust duct and space under the dryer. This prevents lint from accumulating and reduces the risk of fire
  • Keep gutters clean and roof drains open. Inspect washing machine hoses periodically, and replace hoses that show signs of wear or leakage.
  • Make sure attic insulation doesn’t cover ventilation vents in the eaves. This helps prevent winter ice dams.
  • Replace cracked glass in windows and, if you end up replacing the entire window, prime and paint the exposed wood.
  • Make sure attic insulation is at least R30.
  • Make sure all stairwell drains are clear of debris. Consider building a permanent roof over an exterior stairwell to prevent debris and rain from getting into the stairwell.
  • Inspect the home exterior for crevice cracks and exposed entry points around pipes and seal them.
  • Insulate pipes that pass through unheated areas. Your home’s crawlspace and attic are two such areas.
  • Use weather stripping around doors to prevent cold air from entering the home and caulk windows.
  • If the chimney hasn’t been cleaned for a while, call a chimney sweep to remove soot and creosote.
  • Inspect the fireplace damper for proper opening and closing.
  • Vacuum under and behind the freezer and refrigerator to greatly improve efficiency of the units.
  • Check the mortar between bricks.
  • Check the condition of the putty around the windowpanes. If chunks are falling off, it’s time to have fresh putty installed.
  • Make sure all smoke detectors are working and have fresh batteries.
  • Install a carbon monoxide alarm near the furnace and any fireplaces that get used.

insurance

Stop Porch Pirates This Holiday Season

Posted under Homeowner’s Insurance, Personal Insurance, Safety.

The holiday season is filled with fun, parties, food, gifts, overeating, and, unfortunately, some risk. One of the fasted growing risks for many people is stolen packages by porch pirates. According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season. Need more bad news?

Your homeowners or renter’s insurance generally may not cover this loss as it tends to be under your deductible. There could be covered if you have personal property off-premises insurance. Also, for theft coverage to apply generally, you need proof of loss by a broker indoor, etc.

Call our office for a review of your homeowner’s insurance, as each policy is unique to your circumstances.

Things To Do

  • Delivery confirmation is a good way to prove the package was delivered.
  • Thieves will follow delivery trucks, waiting for the perfect target.
  • These thieves commonly strike during working hours as many homes are empty at that time.
  • You can insure your packages.
  • Consider having a person there when the delivery is scheduled.
  • Install a security camera.

What To Do If A Package Is Stolen

  • Track your package. Check the delivery confirmation and tracking number.
  • Make sure a neighbor did not pick it up for you.
  • Contact the seller. Different retailers have different policies and processes for handling stolen items, but usually, you are entitled to a refund or a replacement item.
  • File a claim with the shipping company.
  • Check your Credit Cards for Purchase Protection.

Call our office for a review of your homeowner’s insurance, as each policy is unique to your circumstances. We are happy to help you through your claim and help you determine the best course of action.

We are a full service insurance agency representing individuals, families and businesses in the Kansas City area. Our Overland Park, Kansas insurance agency has licensed professionals who are not limited to placing your insurance with just one carrier. We have the flexibility to choose the insurance company that best serves your individual needs. Having choices is our advantage and it benefits our customers.

Our business success depends on how effectively we serve our customers. As a designated Trusted Choice agency, we are dedicated to providing the best service in the industry. Experience the difference by giving us a call today. Our friendly and knowledgeable staff are here to assist you in any way possible.

See which insurance companies we represent.

We are licensed in Kansas, Missouri and Nebraska.