Have you ever stopped to think about all the things that could cause damage to your home and personal property? Probably not, but we think about your personal insurance coverage every day. Your homeowner’s insurance is designed to protect you from claims that can come from many different events. We can design a homeowner’s insurance product that fits your individual needs. Here are a few of the kinds of events that can be covered under your roof.
Damage To Your Home Can Include
- Fire and smoke damage
- Lightning strikes
- Falling objects
- Vandalism and malicious mischief
- Windstorms and hail
- The weight of ice, snow or sleet
- Water damage
- Damage from an aircraft, car or vehicle
What is Not Covered Under Your Roof
A standard homeowner’s insurance policy will not cover; earthquake, flood, wear and tear, damage from animals, mold, acts of war, government actions, tenant damage, defective work, plus others.
Your homeowner’s insurance can also cover your personal belonging. This might include; cloths, furniture, and other items.
Do You Have A Leak In Your Roof?
Do you have coverage for additional living expenses if you are required to move out of your home while it is being repaired? If you own guns, art, or other collections, you may need additional coverage. Is your expensive jewelry cover while away from your home? If you don’t know the answers to these questions, call us today.
With over 40 years of experience in the industry, Brad Runnebaum and Jeff Hartman established PlatinumOne Insurance Agency in 2008. We have established relationships with some of the top carriers in the industry including Travelers, Allied, Kemper, Encompass, Progressive and many others.