College and pro football season is about to kick off, and that means this Saturday or Sunday many of us will also be enjoying the traditional tailgate parties. But don’t let a great day be spoiled by lack of personal insurance. Did you know that in many cases, your homeowner’s insurance can cover your liability if you injure someone during a tailgate party? It is important to have us review your homeowner’s insurance to make sure that you have the proper coverage. A homeowner’s insurance review can take less time than a scoring drive by the Kansas City Chiefs high flying offense!
Here Are Some Simple Safety Tips For Your Tailgate Party
- Keep food at a safe temperature while transporting from home to the game.
- Keep foods separated in plastic bags.
- Preparing and cooking meat requires using proper sanitation.
- Always cook meat completely. Hot foods must be kept at 140°F or higher. If you’ve prepared all your food at home, make sure it’s quickly cooled. Then, keep it below 40°F.
- When packing the cooler, be sure raw meat and poultry are wrapped securely and separately.
- Don’t let food sit out for hours.
- If you serve any fish/shellfish make sure your party guests don’t have allergies. Don’t use the same cooking surface for fish/shellfish and other foods.
- Even on cloudy days, you may have a need for sunscreen.
- Drink lots of water.
- Pack lots of ice to keep foods fresh.
- Try to monitor drinking; there is nothing worse than a drunken football fan.
- If you use a grill, make sure you follow all manufactures safety instructions.
- Don’t use a grill close to any vehicles.
- Keep lighter fluid away from grill or heat.
- Always have a fire extinguisher and first aid kit on hand.
With over 40 years of experience in the industry, Brad Runnebaum and Jeff Hartman established PlatinumOne Insurance Agency in 2008. We have established relationships with some of the top carriers in the industry including Travelers, Allied, Kemper, Encompass, Progressive and many others.