People who ride motorcycles are far more likely to get into accidents and far more likely to get hurt than those who drive cars. According to The US Highway Safety Authority, in 2012, 20.2 cars out of 100,000 ended up in fatal crashes; the rate for motorcycles is 66.7 per 100,000.
Do you want motorcycle insurance for your bike with a company that knows insurance or a company that knows motorcycles AND insurance? We have access to Foremost Insurance Company, we know motorcycle insurance, we know our bikes, we sponsor racers and we employ motorcycle enthusiasts.
Don’t sell your motorcycle, just keep safety in mind. Here are a few ideas to make your riding safe and enjoyable. Before you hit the road complete a safety check:
- Check lights and brakes
- Check fuel levels
- Make sure mirrors are adjusted to your level
- Follow speed limits
- Don’t drive impaired
- Don’t weave through traffic
- Brake smart
Did you know that 47% of all motorcycle crashes occur at intersections? Or, that on average, three motorcyclists are killed every day in the U.S. as a result of multi-vehicle crashes at intersections? So, be very alert when approaching and driving through intersections.
A motorcycle rider not wearing a helmet is 40% more likely to sustain a fatal head injury in a crash than a rider with a helmet. When cars and motorcycles collide, it is usually because the driver of the car never saw the motorcyclist. With more and bigger cars on the road, you need to take extra steps to become more visible.
Here are some of the special motorcycle coverage offered by Foremost Insurance Company.
Optional Equipment Coverage- $3,500 covers your optional equipment and is included with comprehensive coverage.
Safety Apparel Coverage-This provides up to $1,500 in coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.
Replacement Cost Total Loss Settlement- Foremost will provide Replacement cost coverage for up to two years on bikes purchased new and with a maximum MSRP of $35,000. This applies when you purchase a new motorcycle from an authorized dealer and insures it with us within 30 days. This coverage does not apply to custom or classic motorcycle.
Towing And Roadside Assistance With Trip Interruption Coverage- Foremost will have experts that know how to take care of and tow your bike.
As a leading Kansas City Independent Agency, we offer a broad selection of insurance policies, companies and financial services. We are licensed in Kansas, Missouri and Nebraska and are not limited to placing your insurance with just one carrier.