Auto InsuranceFor some people, a car expresses the essence of their being. To others, it’s an object to get from point A to point B. We offer a variety of coverages and companies to choose from, based on your specific needs.

 

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Discounts available through PlatinumOne Insurance Agency

  • Being a good driver
  • Being a good student
  • Driving a safe car
  • Accident prevention
  • Having a homeowner’s policy with your auto insurance carrier

Other advantages you could enjoy

  • Free windshield repair
  • Guarantee on repairs
  • 24-hour claims reporting

Advantages vary from company to company, and some require the purchase of certain coverages. We’ll review your options with you to find the company and coverage that are right for you.

Auto coverage options

Whether you are getting a new quote for auto insurance or considering changing your existing auto coverage, we would encourage you to consider the following coverage options.

Save money on auto insurance

Reduce your comprehension and collision costs by up to 25%
Contact us to learn how

Higher deductibles can save you money

Increasing your deductibles could reduce your comprehensive and collision costs by up to 25%.

Higher liability limits protect you and your family

You should have at least $100,000/300,000 bodily injury liability and at least $100,000 property damage liability. Also consider a $500,000 combined single limit.
Optional personal injury protection benefits
If you are located in Kansas, the state requires that you purchase basic PIP coverage for medical expenses, wage loss, funeral expenses and loss of service. There are two options available to increase the basic amounts of coverage.

Towing and labor

This covers the cost of towing to the nearest repair shop or labor at the place where your car is disabled.

Loss of use or rental

If you are involved in an accident and are at fault, this option covers the cost of a rental car. We recommend this coverage for anyone who would be stranded while their car is being repaired.

New vehicle replacement

If your new vehicle is totaled within 12 months from purchase, this option would cover the replacement cost. We recommend this coverage for all new car owners.

Auto loan or lease

In the event of an accident resulting in a total loss of your vehicle, this coverage provides coverage for the difference between the unpaid amount due on a loan or lease of your vehicle and its actual cash value.